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Choose the checking account that's right for you

Compare our checking account options to pick the one that best meets your needs.

Rewards Checking

View Rewards Checking

Classic Checking

View Classic Checking

Top-Rated Mobile App with Card Controls
True
True
Access 30,000+ Surcharge-Free ATMs
True
True
Get Paid Early with Direct Deposit
True
True
Free Real-time Credit Score and Report
True
True
Debit Rewards Points for Cash and Merchandise
True
False
Helps Qualify for Rewards+ Loyalty Program
True
False
Cell Phone Protection
True
False
24/7 Roadside Assistance
True
False
On-Demand Telehealth
True
False
Savings on Health Costs
True
False
Everyday Merchant Discounts
True
False
Identity Theft Protection and Restoration
True
False
Interest-Bearing Account
True
False
Monthly Service Fee
$7
$0
  • USA Patriot Act Notice
    Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

    All new accounts will be verified through ChexSystems® and are subject to approval. Member must be 18 years and older and accounts with CU SoCal must be in good standing. Account must use a SSN or ITIN, not an EIN. A $2 monthly paper statement fee will be applied to the primary savings account for Members ages 18-63 who are not enrolled in eDocuments. If funds are unavailable in the primary savings account, the fee will be transferred to that account from the secondary savings, checking, or money market account. For Members without a primary savings account, the fee will be applied to the checking account or money market account. Please visit CUSoCal.org/RewardsChecking or CUSoCal.org/ClassicChecking for full details and disclosures on each account.