Turned down for regular checking? We can help.
We believe that making financial mistakes should never disqualify a person from accessing core banking services. That’s why we created Aspire Checking.1 It gives those who have made past mistakes a second chance to achieve financial wellness.
When consumers apply for a checking account, banks and credit unions turn to ChexSystems®, a consumer reporting agency, to review applicants’ backgrounds to determine such items as unpaid fees, involuntary account closures, and fraudulent activity on past checking accounts.
While a blemish on your CheckSystem® record will prevent you from opening a checking account at most financial institutions, CU SoCal can offer you a second chance with Aspire Checking. To qualify, the amount you owe on a past checking account cannot exceed $1,000 nor be caused by fraud.2