Act quickly before they drift away...

From relationship rewards to exclusive, limited-time offers, below are our current features offers to help you make it happen. The tide is always changing - be sure to check in regularly. 

Value+ Member Benefits

Gain even greater savings power when you have a combined savings and loans balance of at least $15,000.

No ATM fees1
No overdraft fees
2 free boxes of checks per year
.10% rate bonus on certificates

ICU Day College Funds Giveaway!

To celebrate International Credit Union Day October 20, we are giving away $500 in college funds to 40 random Members!2

New Members age 13-17 who open a Classic Checking Account during October will be automatically entered for a chance to win $500 in college funds. Members 18-21 are entered for a chance to win by opening a Classic Checking OR Rewards Checking account.

Open A Checking Account

Use Your Debit Card and You Could Win $250

Every purchase you make with your CU SoCal Visa® Debit Card on Uber, Uber Eats, Lyft, Grubhub, DoorDash, or Postmates, from now through October 31, 2022, will get an automatic entry!3 We’ll randomly select the winning entries. Twenty lucky Members will each receive $250!

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Two Exciting Offers for New Cardholders!

CU SoCal Platinum Rewards Visa® Credit Card. Get 30,000 Dream Points (redeemable for $300 cash) when you spend $4,000 in the first six months.4

CU SoCal Topaz Visa Credit Card. Get 0% APR on balance transfers for 9 months with a low 2% transfer fee.5

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more than

new Members have been referred to CU SoCal by family and friends since March 2021. Click here to refer a Member.

Earn $50 When You Refer a New Member.

Earn $50 when you refer a new Member who opens a qualified checking account or loan.6

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Keep your car. Lower your payment.

Bring your auto loan to CU SoCal and we'll lower your current rate by at least 2% APR!

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More than a grand in your hand (MTAG) loan

No matter who you are or what your credit score, sometimes life takes unexpected turns and you need a little extra cash fast. That’s why we offer the More Than A Grand in Your Hand (MTAG) Loan. The MTAG personal loan does not require a credit check and puts $1,500 in your account fast. Funds will be deposited into your account within two business days.
The MTAG Loan is a great way to cover urgent financial needs such as car repairs, home appliance replacement, medical bills, or emergency travel costs.

Here are the features of the MTAG Loan:

  • Loan amount is $1,500
  • 11.99% APR
  • No fees
  • 24-month loan term
  • No credit check required
  • Fast approval

Qualifying criteria to apply for an MTAG Loan:

  • Must be a Member in good standing
  • Must have a CU SoCal Membership opened for at least six months
  • Must have a CU SoCal checking account in good standing
  • Member cannot have an outstanding MTAG Loan or a Preferred Partner Loan (PPL)
  • Member must have a minimum monthly income of $500
  • Must be 18 years or older
  • Member's total maximum unsecured loan amount not to exceed $30,000


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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español