At CU SoCal, we're all about helping your California dreams come true.

Purchases made using your CU SoCal Visa® Credit Card and/or CU SoCal Visa® Rewards Debit Card add up to rewards with our CU SoCal Dream Points program. And, points earned on both cards are combined for even greater rewards power!


Earning CU SoCal Dream Points is as easy as 1-2-3!

Earn CU SoCal Dream Points with your CU SoCal Visa Credit Card and CU SoCal Rewards Debit Card by making purchases anyway you choose.


In person

Make signature-based or PIN-based purchases in a store.



Pay monthly bills, purchase online subscriptions, or order from online retailers.


Over the phone

Order merchandise or pay bills over the phone.

Dream BIG with unlimited points.

There's no limit to the amount of CU SoCal Dream Points you can earn—and, Dream Points add up fast!
  • Earn 1 point for every $1 spent using your CU SoCal Visa Credit Card.1
  • Earn 1 point for every $5 spent using your CU SoCal Visa Debit Card.1
  • Shop the exclusive network of local and national merchants and earn bonus points with our Amplified Rewards (Ampre) program.3

Use your points for almost anything you can dream up.

Our online CU SoCal Dream Points redemption portal is filled with thousands of reward options. Select from gift cards or brand-name merchandise from more than 2,000 merchants nationwide. Or, cash in your CU SoCal Dream Points for just that—cash! Let your CU SoCal Dream Points build to make larger redemptions or anytime after a minimum of $25 is reached.

Dream without boarders.

Redeem rewarding experiences by using your CU SoCal Dream Points to book your next domestic or international getaway.  A personal travel concierge will help you schedule and plan every detail of your next vacation from dinner reservations to theater tickets—without any fees. Plus, you'll have  access to the Luxury Hotels & Resorts program's amenities which includes complimentary room upgrades and late check-out.

Common Questions

You can find your CU SoCal Dream Point balance on the main Account Summary screen within your Online Banking account and by calling the CU SoCal Member Care Center at 866.287.6225 Monday through Friday 9 a.m.–6 p.m. or Saturday 9 a.m.–1 p.m.
Yes, points earned will expire after three years.
To redeem your CU SoCal Dream Points, simply login to your Online Banking account and click the module that displays your current available point balance. You will be redirected to our online redemption portal where you can browse available rewards and make a selection. You may also redeem rewards by calling 800.816.3919.
Yes. You may transfer your CU SoCal Dream Points to another CU SoCal Member by calling our Member Care Center. Please note: all transferred points are final and nonfundable.

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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


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