At CU SoCal, we have loans for whatever moves you.

Whether your goal is to drive cross-country in an RV, cruise the I-5 on a motorcycle, hit the desert dunes on an off-road toy, or sail the harbor, we have the low-rate financing options to make the journey affordable.

Why drivers in southern California choose us to make it happen:

No pre-payment penalties
No loan application fee
Quick pre-approvals and funding
Flexible terms

Vehicle loan options for the road ahead.

Motorcycle
  • Up to 80% financing
  • Terms up to 120 months available
  • Fixed-rate financing

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Personal Watercraft
  • Up to 80% financing
  • Terms up to 120 months available
  • Fixed-rate financing

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RV/Trailer
  • Up to 80% financing
  • Extended terms available
  • Fixed-rate financing
  • Loans include tax, license, document fees and extended warranty

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Boat
  • Up to 80% financing
  • Terms up to 120 months available
  • Fixed-rate financing

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Loan Rates

80% Financing

Type Term APR2 Est. Payment Per $1001
New Motorcycle (2016 – 2018) Up to 60 months 6.95% – 16.95% $1.98 – $2.48
Pre-owned Motorcycle (2007 – 2015) Up to 60 months 7.10% – 17.10% $1.98 – $2.49

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Financing available up to 80% of retail value, plus tax, license, and warranty. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Rates include a .50% discount when you schedule automatic payments from or direct deposit to a CU SoCal Checking Account. Rate may adjust if you discontinue direct deposit/payroll or payment transfer; or become an inactive ePay or Online Banking user. The above discounts are one time, and only apply at time of origination. The rates and terms above are effective as of 5/1/2017 and are subject to change without notice.

80% Financing

Type Term APR2 Est. Payment Per $1001
New Personal Watercraft (2016 – 2018) Up to 60 months 6.95% – 16.95% $1.98 – $2.48
Pre-owned Personal Watercraft (2007 – 2015) Up to 60 months 7.10% – 17.10% $1.98 – $2.49

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Financing available up to 80% of retail value, plus tax, license, and warranty. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Rates include a .50% discount when you schedule automatic payments from or direct deposit to a CU SoCal Checking Account. Rate may adjust if you discontinue direct deposit/payroll or payment transfer; or become an inactive ePay or Online Banking user. The above discounts are one time, and only apply at time of origination. The rates and terms above are effective as of 5/1/2017 and are subject to change without notice.

80% Financing

Type Term APR2 Est. Payment Per $1001
New (2016 – 2018) Up to 180 months 6.35% – 16.35% $0.86 – $1.49
Pre-owned (2010 – 2015) Up to 180 months 6.75% – 16.75% $0.88 – $1.52

Apply Now

Financing available up to 80% of retail value, plus tax, license, and warranty. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Rates include a .50% discount when you schedule automatic payments from or direct deposit to a CU SoCal Checking Account. Rate may adjust if you discontinue direct deposit/payroll or payment transfer; or become an inactive ePay or Online Banking user. The above discounts are one time, and only apply at time of origination. The rates and terms above are effective as of 5/1/2017 and are subject to change without notice.

80% Financing

Type Term APR2 Est. Payment Per $1001
New Boat w/ Trailer Up to 180 months 6.30% – 16.30% $1.13 – $1.69

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Previously owned boats are not eligible. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Rates include a .50% discount when you schedule automatic payments from or direct deposit to a CU SoCal Checking Account. Rate may adjust if you discontinue direct deposit/payroll or payment transfer; or become an inactive ePay or Online Banking user. The above discounts are one time, and only apply at time of origination. The rates and terms above are effective as of 5/1/2017 and are subject to change without notice.

Optional Loan Protection

Loan Payment Protection
Loan Payment Protection may help safeguard you and your family in case you are injured or lose your job. Loan Payment Protection can be added to new or used vehicle loans when you purchase your car, or call us at 562.365.1851 to add it to an existing loan.
Guaranteed Asset Protection (GAP)
GAP is designed to protect you against financial loss in the event your car is stolen or declared a total loss in an accident. GAP can be added to new or used vehicle loans when you purchase your car, or call us at 562.365.1851 to add it to an existing loan.
Mechanical Repair Coverage (MRC)
MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs. MRC can be added to new or used vehicle loans when you purchase your car, or call us at 562.365.1851 to add it to an existing loan.

Keep your car. Lower your payment.

Bring your auto loan from another lender to CU SoCal and we'll lower your rate by at least 2%.

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Make it happen.

If you live, work, worship or attend school in Los Angeles County, Orange County, or San Bernardino County, we can make your plans a reality.

Help + Support

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

562.698.8326 | 866 CU SoCal Se Habla Español

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