…with minimal out-of-pocket expenses.

From single-family residences to high-rise apartment buildings, we can help increase the cash flow on your investment property. And, because we are a direct lender, not a broker, we have control over the decision making giving you greater flexibility, competitive rates, limited fees at closing, and a faster approval process.

Why those who own or are looking to purchase an investment property in Southern California choose us to make it happen:

No points
No seasoning requirements
Funding in as little as 45 days
Amortization up to 30 years

Whatever the plan is for your investment property, make it happen with:

  • No points.1
  • No seasoning requirements.
  • Loan amounts up to $5,000,000.
  • Fixed- and adjustable-rate programs.
  • Flexible terms from 5 to 15 years.
  • Amortization up to 30 years.
  • Limited fees at closing.
  • Funding in as little as 45 days — half the time of a typical investment loan.
Whether you’re set to buy, determining what you can afford, or looking to refinance an existing property, CU SoCal’s Commercial Lending representatives are available to meet in person or over the phone.

Who can make it happen

If your property type, loan purpose, and business classification is listed below, we can help you make it happen.

Eligible Properties
  • Single/multiple-family residences
  • Duplexes
  • Triplexes
  • Fourplexes
  • Apartment buildings (including garden, mid-rise, and high-rises)
Eligible Businesses
  • Sole proprietorship (with or without DBA Partnerships)
  • Corporations (including S-Corporations)
  • Limited liability companies
  • Partnerships
Qualified Loan Uses
  • Finance for purchase
  • Cash out refinance
  • Rate and term refinance

Hear from others like you who made it happen.

CU SoCal refinanced my investment property loan and saved me more than $40,000 a year!

Philip, Member since 1979

More Stories

Make it happen.

To best prepare for our discussion, we encourage you to have a rent roll and income/expense statement on hand. Contact Orlando Cepeida, Commercial Lending Officer, at 562.365.1893, 714.316.3567 (cell), or by email to OCepeida@CUSoCal.org.

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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


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