At CU SoCal, we know you have many financial goals.

A down payment for a home. A vacation. A new car. Whatever your goals are, CU SoCal Savings Accounts can help you save for the things you want and need. Open up to 10 different savings accounts for each of your savings goals.

Why savvy savers in southern California choose our savings accounts to make it happen.

Minimum opening deposit of $10
Minimum account balance of $10
Online and mobile services
Federally insured up to $250,000

Whatever you're saving for, make it happen with:

  • Up to 10 separate accounts for each of your savings goals.
  • A minimum opening deposit of $10.
  • A minimum account balance of $10.
  • Dividends earned with a minimum daily balance of $500.
  • Automatic deposits and transfers.
  • A full suite of online and mobile services.
  • Personal banking over the phone.
  • Automated touch-tone Phone Banking.
  • Optional free debit card for convenient ATM access worldwide.
  • An IRA savings account option for tax benefits.
  • Federal insurance on your account balance to at least $250,000. (see disclosures)
Your savings account can also help you avoid getting dinged by overdraft penalties on your checking account. You can sign up to have us automatically transfer money to your checking account to help avoid overdrafts. Learn more.

Seasonal savings solutions to make it happen:

Holiday Saver

  • $10 minimum opening deposit
  • $10 minimum electronic monthly deposit
  • No monthly fee
  • Higher dividends than regular savings
  • Penalty-free withdrawals November through February1
  • Penalty-free withdrawals year round with Value+ benefits. Learn more

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Summer Saver

  • $50 minimum opening deposit
  • $50 minimum electronic monthly deposit
  • No monthly fee
  • Higher dividends than regular savings
  • Penalty-free withdrawals June through September2
  • Penalty-free withdrawals year round with Value+ benefits. Learn more

Get Started

Savings Accounts Rates

Account Type Minimum Opening Balance Minimum to Earn Dividend Dividend Rate APY1
Regular Savings2 $10 $500 0.10% 0.10%
Sub-Savings/IRA Savings2, 3 $5 $500 0.10% 0.10%
Deferred Compensation4 $10 $1.00 0.45% 0.45%
Holiday Saver $10 $1 0.30% 0.30%
Summer Saver $50 $1 0.30% 0.30%
1 APY is Annual Percentage Yield.
2 For minors, the minimum to earn dividends is $1.00.
3 IRA savings include Traditional, Roth, & Coverdell Education IRA
4 Restricted by law to school district employees.
The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period.

The best things in life are free.

That's why all of our checking accounts come free with eStatements.

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Hear from others like you who made it happen.

CU SoCal is the Nordstrom of banking. I always feel like I am their number one customer.

Laura, Member since 2009

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If you live, work, worship or attend school in Los Angeles County, Orange County, or San Bernardino County, we can make your savings plans a reality.

Help + Support

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

562.698.8326 | 866 CU SoCal Se Habla Español

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