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…and a little cash back too!

At CU SoCal, we know a credit card with a low interest rate is in your best interest. That's why CU SoCal's Visa Credit Cards tout low rates on purchases and balance transfers for one year. Plus, when you add a CU SoCal Visa Credit Card to your wallet, you'll be adding rewards on qualifying purchases too!

Why savvy consumers in southern California choose our Visa credit cards to make it happen:

Low rate
No annual fee
No balance transfer fee
Rewards on purchases

Whatever your plan is, make it happen with:

  • Low 1.99% promo APR on balance transfers for 12 months.1
  • Generous credit limits up to $50,000.2
  • CU SoCal Dream Points rewards on purchases.3 
  • No limit to the rewards you can earn.
  • No annual fee.
  • No balance transfer fee.
  • Low cash advance fee of 2%.
  • Personalized dispute assistance.
  • Apple Pay™.
  • Visa Purchase Alerts.
  • Visa Checkout.
  • Auto rental insurance.
  • A 25-day grace period on purchases: pay no interest if your balance is paid in full within 25 days of the statement date.

California dreamin' every day.

Earn CU SoCal Dream Points on purchases made with CU SoCal Visa Debit and Credit Cards.

Learn More

Credit Card Rates

Program APR1 as low as Maximum Loan Amount Est. Payment Per $1002
Visa Platinum Rewards3, 4, 5
10.40-17.40% $50,000 3% of balance
Share Secured Visa Platinum Rewards6
16.40% $95% of balance 3% of balance

Apply Now

1 APR is Annual Percentage Rate
2 Payment factor based on maximum term.
3 Aggregate maximum unsecured loan limits (credit card and personal loans, not to exceed $50,000.)
4 CU SoCal credit cards feature no annual fee, no balance transfer fee and a 25 day grace period on all purchases (when balance is paid in full each month).
5. APR is based on Your creditworthiness at the time You establish Your Account. This APR will vary with the market based on the Prime Rate.
6. This APR will vary with the market based on the Prime Rate.

Hear from others like you who made it happen.

I am so glad I switched to CU SoCal. I like that I don't have all of the fees my other bank charged me, and CU SoCal has helped me pay off my debt too!

Ryan, Member since 2016

More Stories

Make it happen.

If you live, work, worship or attend school in Los Angeles County, Orange County, Riverside County, or San Bernardino County, we can make your plans a reality.

Are you a CU SoCal Credit Card holder interested in a limit increase?

You can apply by submitting your application online, calling us at 866.287.6225, or visiting your nearest CU SoCal branch.

Apply Now

What if my credit card is lost or stolen?

If your credit card is lost or stolen, call us immediately at 800.556.5678.

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español