…and a little cash back too!

At CU SoCal, we know a credit card with a low interest rate is in your best interest. That's why CU SoCal's Visa Credit Cards tout low rates on purchases, and an even lower rate on balance transfers for one year. Plus, when you add a CU SoCal Visa Platinum Credit Card to your wallet, you'll be adding cash back on your purchases too!

Why savvy consumers in southern California choose our Visa credit cards to make it happen:

Low rate
No annual fee
No balance transfer fee
Cash back rewards

Whatever your plan is, make it happen with:

  • A variable rate as low as10.90%APR on purchases.1
  • Generous credit limits up to $30,000.2
  • 1% annual cash rebate.3 (Platinum only)
  • No limit to the cash back rewards you can earn. (Platinum only)
  • No annual fee.
  • No balance transfer fee.
  • No cash-advance fee.
  • No penalty APR.
  • $0 liability on unauthorized purchases.
  • Personalized dispute assistance.
  • Apple Pay™.
  • EMV chip for enhanced security.
  • Visa Purchase Alerts.
  • Visa Checkout.
  • Auto rental insurance.
  • A 25-day grace period on purchases: pay no interest if your balance is paid in full within 25 days of the statement date.

Visa credit card options to make it happen

Card Type APR Max Credit Limit2 Estimated Payment Per $100 Fees
Visa® Classic 16.5%
(and 10.9% when average daily balance is more than $2,500)

No penalty APR
$30,000 3% of balance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Visa® Platinum 10.9%

No penalty APR
$30,000 3% of balance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Visa® Share-Secured 16.5%
(and 10.9% when average daily balance is more than $2,500)

No penalty APR
$10,000 3% of balance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee

See how much you'll earn with your CU SoCal Platinum Credit Card

About how much do you purchase with your credit card each month? Estimated annual cash back
$1,500 $165
$2,500 $285
$3,500 $405
$4,500 $525

Soak up the savings.

There's no fee to switch your credit card and loan balances to a low 1.99% fixed promotional APR for 12 months.

Learn More

Hear from others like you who made it happen.

I am so glad I switched to CU SoCal. I like that I don't have all of the fees my other bank charged me, and CU SoCal has helped me pay off my debt too!

Ryan, Member since 2016

More Stories

Make it happen.

If you live, work, worship or attend school in Los Angeles County, Orange County, or San Bernardino County, we can make your plans a reality.

Help + Support

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

562.698.8326 | 866 CU SoCal Se Habla Español

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