…and a little cash back too!

At CU SoCal, we know a credit card with a low interest rate is in your best interest. That's why CU SoCal's Visa Credit Cards tout low rates on purchases and balance transfers for one year. Plus, when you add a CU SoCal Visa Credit Card to your wallet, you'll be adding rewards on qualifying purchases too!

Why savvy consumers in southern California choose our Visa credit cards to make it happen:

Low rate
No annual fee
No balance transfer fee
Rewards on purchases

Whatever your plan is, make it happen with:

  • A variable rate as low as 10.90%APR on purchases.
  • Low 1.99% promo APR on purchases for 12 months.1
  • Low 1.99% promo APR on balance transfers for 12 months.2
  • Generous credit limits up to $30,000.3
  • CU SoCal Dream Points rewards on purchases.4 
  • No limit to the rewards you can earn.
  • No annual fee.
  • No balance transfer fee.
  • No cash-advance fee.
  • No penalty APR.
  • $0 liability on unauthorized purchases.
  • Personalized dispute assistance.
  • Apple Pay™.
  • EMV chip for enhanced security.
  • Visa Purchase Alerts.
  • Visa Checkout.
  • Auto rental insurance.
  • A 25-day grace period on purchases: pay no interest if your balance is paid in full within 25 days of the statement date.

California dreamin' every day.

Earn CU SoCal Dream Points on purchases made with CU SoCal Visa Debit and Credit Cards.
 

Learn More

Visa credit card options to make it happen

Card Type APR Max Credit Limit2 Estimated Payment Per $100 Fees
Visa® Classic 16.5%
(and 10.9% when average daily balance is more than $2,500)

No penalty APR
$30,000 3% of balance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Visa® Platinum 10.9%

No penalty APR
$30,000 3% of balance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Visa® Share-Secured 16.5%
(and 10.9% when average daily balance is more than $2,500)

No penalty APR
$10,000 3% of balance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee

Hear from others like you who made it happen.

I am so glad I switched to CU SoCal. I like that I don't have all of the fees my other bank charged me, and CU SoCal has helped me pay off my debt too!

Ryan, Member since 2016

More Stories

Make it happen.

If you live, work, worship or attend school in Los Angeles County, Orange County, Riverside County, or San Bernardino County, we can make your plans a reality.

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

562.698.8326 | 866 CU SoCal Se Habla Español

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