We know a little extra cash can go a long way.

Whether you're looking to purchase a new laptop for school, book that family vacation, or build your credit, a CU SoCal personal loan can help you make it happen.

Whatever your plan is, make it happen with:

  • Financing from $500 to $30,000.
  • Rates as low as 2.50% + Share Certificate Rate.1, 2, 6
  • Terms up to 120 months for the lowest possible monthly payment.
  • Line of credit option for access to funds when you need it.
  • No application fee.
  • No prepayment penalty.
  • No funding fee.
  • Optional loan payment protection.

Why savvy consumers choose us to make it happen:

Generous limits up to $30,000
No prepayment penalty
No loan application fee
No funding fee

Personal loan options to make it happen

  Signature Loan Savings Secured Certificate Secured Line of Credit7
Rate Fixed rate as low as 9.24% APR1, 3, 6 Fixed rate as low as 3.95% APR1, 2, 6 Fixed rate as low as 2.50% APR + Certificate Rate1, 4, 6 Fixed rate as low as 9.24% APR1, 5, 6
Quick Summary Unsecured loan that does not require any collateral Loan that uses your savings account as collateral Loan that uses your certificate account as collateral, with one lump sum due at the maturity of the certificate Unsecured personal line of credit accessible by ATM, Online Banking, Mobile Banking, Phone Banking, mail, in person, or with overdraft protection
Payment Period Up to 60 months Up to 120 months Up to maturity of certificate Revolving
Minimum Loan Amount $500 $500 $500 $500
Maximum Loan Amount $30,000 Loan amounts up to 95% of the available savings account balance  Loan amounts up to 95% of the available certificate balance  $30,000
Consider if You need a lump sum loan that doesn't require any collateral You prefer to borrow against the funds in your savings account in exchange for a lower rate You prefer to borrow against your certificate account rather than incur penalties for early withdrawal You need access to extra funds that can vary in frequency and amount
  Apply for a
Signature Loan
Apply for a
Share Secured Loan
Apply for a
Certificate Secured Loan
Apply for a
Line of Credit

Debt Protection for Unsecured Signature Loans and Share Secured Loans

Life, Disability, or Involuntary Unemployment Claim? We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you
can use this convenient claims process to quickly and easily file your claim.

To begin, please fill out a claim form at https://myclaimportal.cunamutual.com/link/contract?ContractNumber=10409604.

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide
you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union

Make it happen.

If you live, work, worship or attend school in Los Angeles County, Orange County, Riverside County, or San Bernardino County, we can make your plans a reality.

Get started

Hear from others like you who made it happen.

This credit union is very good. I appreciate the rates I get with any loans I receive. Any time I call the bank with questions, every representative is very helpful.

Alora, La Habra

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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español