Fast and easy online application

Build a better banking future with a CU SoCal account! There are three ways to be eligible for Membership at CU SoCal:
  1. Live, work, attend school or religious services in the counties of Los Angeles, Orange, Riverside or San Bernardino.
  2. Be related to a current member of CU SoCal.
  3. Be an employee of a partnering business.


Open Your Account

Prefer to visit a branch?

You can open your account online or through one of our branch locations. Although it is not required, you may schedule an appointment at a branch location of your choice to eliminate wait time.

Please be advised you must be at least 18 years of age to open a CU SoCal Membership through our website, or to apply for a loan (including through our branches). Children under 18 can open a joint account with a parent or legal guardian in any CU SoCal branch.


Open a Rewards Checking Account (our most popular)

  • Earn Dream Points on Visa® Debit Card purchases1
  • Manage your account 24/7 with our highly-rated Mobile Banking App
  • Fully managed identity theft recovery services2
  • Access to 30,000+ free ATMs
  • $5 monthly fee (Free with Rewards+)3
USA Patriot Act Notice
Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Help + Support


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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español