Our Updated Mobile Banking App is Here!

We’ve updated our Mobile App with a cleaner design and simpler navigation that will make it easier to accomplish your day-to-day banking needs. See below for a diagram of the new navigation, and FAQs with detailed information

View New Navigation

Frequently Asked Questions (FAQs) for New Mobile Banking Navigation

Our new navigation will become available for Members on the morning of January 25, 2023. 
There is no change to the login process for our Mobile App. Members will use their usual credentials to login. No matter what mobile device you use (Android or iOS), it will be the same, seamless experience.
  1. Simplified navigation in the left margin allows Members to quickly find the tools and information they need in one spot. 
  2.  An enhanced Accounts view will allow Members to slide their account cards and tap to transfer funds, use remote check deposit, or bill pay. 
  3. Members can now toggle their view on the Remote Deposit Capture screen to deposit a check or glance at the activity. 
●    Accounts: View Accounts, Card Controls, Manage Visa, Redeem Rewards, Setup Direct Deposit, Refer and Earn
●    Transfer & Pay: Transfer, Pay Bills, Send Money with Zelle®, Deposit Check, Skip a Pay
●    Quick Apply: Apply for a Vehicle Loan, Apply for a Credit Card, Apply for a Personal Loan, Apply for a Home Loan, Open an Account, Check Loan Status, View rates
●    Financial Wellness: Credit Score and More, Track Spending and Goals, Financial Resources, Checking Dividends
●    Tools: Alerts, View Documents, Courtesy Pay, Settings
●    Connect with Us: Message Center, Schedule an Appointment, Contact Us

For any Android device: 

If  you do not have automatic updates set up on your Android device, you can set auto updates by: 
  1. Opening the Google Play Store on the Android device 
  2. Tap the three horizontal lines in the upper-left corner of the screen
  3. Tap Settings 
  4. Tap Auto-update apps
  5. A pop-up window will ask to select your Auto-Update Preference, then select Done 
If  you do not want to have automatic updates, but need to manually update the application, you need to:
  1. Open the Google Play Store on the Android device 
  2. Tap the three horizontal lines in the upper-left corner of the screen
  3. Tap My apps & games
  4.  They can update all their apps or tap our application to start the update

For any iOS device: 

If you do not have automatic updates set up on your iOS device, you can set auto updates by: 
  1. Opening the Settings app on the iOS device 
  2. Tap on App Store
  3. Toggle on App Updates to turn on automatic app updates

If you do not want to have automatic updates, but need to manually update the application, you need to:
  1. Open the App Store on the iOS device 
  2. Tap their user profile icon in the upper right corner
  3. Scroll down to Available Updates
  4. Tap Update next to our application to update only our app, or they can tap Update All, which will update all of their applications
Members with Apple phones (iOS) will receive a pop-up notification when they try logging in to the CU SoCal Mobile Banking App. They must update their app to continue.

If Members using Android phones are not signed up for automatic app updates, they will not be forced to update, but CU SoCal strongly recommends Android users update their app to avoid performance problems after the updated Mobile Banking App has been released.
No, Members will have access to the same widgets they have today. While the initial starting point and navigation will be modified, the steps and processes to complete a transaction are largely the same.
Moving forward with the new mobile app, the following features will no longer be supported:
  • Android PIN Authentication – With most Android devices now supporting biometric authentication, and to continue efforts to bring parity across the iOS and Android platform, Members who do not have biometric capable devices will use web authentication to log in to the mobile app instead of Android PIN.
  • Tab Bar Customization in iOS – With the introduction of Navigation Builder, CU SoCal is able to customize the Member’s mobile journey by presenting the options they want them to see. Therefore, Members will no longer have the option to customize the tab bar. 
  • Widgets Tab in Settings – With the ability for CU SoCal to customize the Member’s navigation and the menu options displayed, the ability for Members to favorite or reorder widgets in the Widgets tab under Settings is no longer available.
  • Snapshot Account Ordering – To simplify the Snapshot functionality, Members will no longer need to preselect the accounts they would like to see and will instead be presented with all their accounts and corresponding balances without logging in to the mobile app. Members will continue to enable or disable Snapshot through the Onboarding process or through the app settings.
  • Wearables & Tablets: With less than 1% of Wearable (Apple Watch) and Tablet usage across the overall platform, Wearables will not be supported, and the experience will not be optimized for tablets in this initial phase. It will be evaluated for optimization and usability in the new workflows for these device types in a follow-up phase.

CU SoCal’s Online Banking Features & Benefits

Save time and gain greater control with CU SoCal’s Online Banking.

Bank Securely

Help protect your account with Face ID, lock/unlock your debit and credit cards to prevent unauthorized use, set alerts to notify you of low or high account balances, and easily update your personal details such as email or address.

Pay, Be Paid & Transfer Money

Make one-time payments or schedule recurring payments from home, work, or wherever you connect. Deposit checks, and make safe, quick transfers between your accounts. Add digital wallet to pay for purchases with just a tap of your phone—you are in control.

Manage Accounts

Check your balances, view statements, pay bills, transfer money, set up alerts, or create notifications to track your balances or know when a payment is due. Open sub-savings accounts, set travel notices, apply for a loan, or skip a loan payment—it’s all done safely and securely when and where you choose. 

Budget & Track

Set up a budget and monitor spending to quickly see where your money goes. Set and view progress towards your custom goals. Stay on top of your credit with your free, daily credit score, simulate how life events may change your score, and dispute any credit report discrepancies you find. Track and categorize your spending across all your accounts—it’s all right at your fingertips.

Frequently Asked Questions (FAQs) for Online Banking

We've tried to answer some of your most frequently asked questions about our most popular online and mobile tools: our Mobile App and Online Banking. If you don't find the answer you're looking for, please don’t hesitate to contact us.

How do I reset my username or password?

If you have already logged into our new upgraded system, you can reset your password and retrieve your username by using the Forgot Username or Forgot Password links on our Online Banking or Mobile Banking platforms.

On my Android device, how do I enter my date of birth when I am resetting my password in the Mobile App?

 To enter your date of birth, first click the year at the top. This will allow you to quickly scroll to your birth year. From there, select your birth month and date in the calendar function.

Calendar Image

Are there specific browser requirements for Online Banking? What browsers are supported?

Online Banking supports the last two versions of the browsers listed below:

Android: v6.0 and higher
Firefox: Latest two versions
Google Chrome: Latest two versions
Internet Explorer: v11*
IOS: Last two major versions
Microsoft Edge: Latest two versions
Safari: Last two major versions

*Limited Support: Some functionality may not work as expected. End users with IE 11 as their browser will still be able to access essential functionality of Online Banking.
To check your browser compatibility, click the link below:
Browser Support

Why does Online Banking log me off automatically?

To protect your privacy, we default Online Banking to log you off automatically after 15 minutes of inactivity.

How do I set notifications for my accounts?

To be alerted about your account balances, transactions, automatic deposits, cleared checks, loan payment due and much more, go to “Settings” and then “Notifications.” In the “General Alerts” section of “Notifications” you can turn on alerts by email, text, push notifications (or all three methods together), and then customize your method of notification for each separate alert that you set up.

Does the iOS app work on the iPad?

Yes, you can use the iOS version on an iPad. However, it isn't designed as an  iPad app so you might encounter some "quirks." Most of these will be related to visual display and not operational functionality. We recommend using your mobile phone for the best mobile experience.

Can I use Quicken with my CU SoCal accounts?

Yes, simply search for Credit Union of Southern California from Quicken to link to your accounts.

I am having issues connecting my account to Quicken

Confirm you are using a recent version of Quicken. Quicken will only support the three most recent versions of its product. While your accounts and transactions may still be stored on an older version, features such as One Step Update will fail. For a list of supported Quicken products please visit https://www.quicken.com/support/quicken-discontinuation-policy.

Remove closed accounts from One Step Update. Closed accounts within Direct Connect and One Step Update may impact how Quicken downloads transactions for other active accounts. Check your Account List and be sure to review any hidden accounts to ensure that all closed accounts have been removed from One Step Update.

Also please click here visit our Quicken FAQ.

What is Credit Score and More and how does it benefit me?

Credit Score and More is a free service to all CU SoCal Members that’s embedded in Mobile and Online Banking. It provides a real-time credit score and credit report, sends alerts to inform you of important changes to your credit score and report, and provides the ability to dispute mistakes on your credit report with all three major credit bureaus.

Your credit score determines the interest rate you’ll receive from lenders. A high credit score generally allows you to receive the lowest interest rate and best terms.

Credit Score and More explains the factors driving your credit score, and its simulator tool allows you to see how changes in these factors would impact your score, giving you a roadmap for improving your credit and maintaining greater credit wellness over time.

Credit Score and More also provides special lending offers to Members for auto loans, credit cards, personal loans and more. Visit the Credit Score and More webpage to learn about this valuable service in greater detail, including 17 FAQs.

Description: Set up payees and make payments

 Will all of my scheduled payments go out on time? 

Yes, all of your pre-scheduled payments will remain unchanged and go out as normal.

Will I lose any of my payees, payments or bill pay history? 

No, all bill pay information will remain the same through our digital banking upgrade.

Description: Formerly “Card Guard” – Turn debit and credit cards on and off and update alert settings.  Coming soon – activate your debit and credit cards and submit travel notices

 I previously had more alerts and controls in the Card Guard app, what happened to those features?

We heard your frustrations about having to download a separate application to control your cards.  We looked at the most used functions and added those directly into our new Mobile App so you no longer need a separate app.  We will continue to enhance and add features to the Card Controls widget overtime.

What happened to my settings for my old controls that no longer exist?

Since we no longer have access to those old controls, they have all been deactivated except for card on/off.

 Which cards are eligible to use the lock/unlock card feature?

All CU SoCal debit and credit cards are eligible.  ATM cards (without Visa logo) are not eligible.

What happens when I lock my card?

Within minutes, you'll see the card appear locked. Locking your card will prevent new transactions, while still allowing recurring transactions, pre-authorized payments and refunds to post to your account.

What happens when I unlock my card?

Once your card is unlocked, you may resume transactions and payments.

Should I lock my card if I see an unauthorized transaction?

No, please dispute the transaction in Online Banking or contact us, and then we will block the card and send you a new card. We recommend you lock your card for temporary misplacement. If you suspect fraudulent charges or you’re certain you’ve lost your card, please contact us.

Will a locked card work in my mobile wallet?

No, the card will show up in the mobile wallet, but authorizations will be declined.

I used to be signed up for card alerts, how can I still receive transaction alerts? 

Once you register your card and select your notification preference, all card transaction alerts will be sent to you in real time.

Description: The power to view all of your finances in one application!  Adding accounts from other financial institutions will give you the ability to view balances and spending.

I’ve added my bank account but it won’t sync?

First, you will want to ensure you login information is correct for the bank that you are attempting to link. If your login information is correct, and you are still having an issue and/or if you notice a yellow alert icon or the “Balance as of…” date is old, you will need to manually refresh the data. You can do this by going to Setting→Accounts→Select the account(s) that need to be synced→Update Login (Mobile) or Settings→Accounts→Select the account(s) that need to be synced→Refresh icon (Desktop).

How often do my synced accounts update?

Your accounts will automatically update once per day.

Account Aggregation:  ​Some accounts may not automatically refresh as your bank may require Multifactor Authentication (MFA). You will need to manually refresh your credentials by going to Settings, Accounts, and clicking on the aggregated account you would like to update.

Can I receive my statements from my other bank in the CU SoCal app?

Unfortunately, you will still have to access most features in your other bank application or website.

What can’t I do after adding my other bank accounts?

Features such as making transfers, reviewing statements and disputing transactions will still need to be referred to your banking institution.

What can I do?

When adding external accounts, the Financial Wellness widget aggregates all of your listed accounts to provide you a full view of all of your spending by category. Use the filter option to look at specific categories or timeframes.

Description: Make transfers, payments, setup external transfers, and make transfers to other CU SoCal Members.

 External (Other financial institutions)

What will happen to my currently scheduled external transfers in the new upgrade?

All of your scheduled external transfers will continue without interruption.

Will all of my linked external accounts migrate into the new system?

Yes, all of your linked external accounts will be accessible.

What information will I need to setup a new external transfer?

You will need both the routing number and full account number of the institution you are trying to add. Sometimes that can be found at the bottom of your check. 

Check Example

I entered in my other bank’s information, but have not received the mini deposits I need to verify?

Please note, the process can take up to 3 business days.  If you still have not received the verification deposits, please contact your financial institution to confirm account information is correct.  If you need further assistance, call us toll-free at 866.287.6225.

I’ve received the mini deposits, where do I verify them?

Sure, you should have an alert as you login to your account asking to verify.  If that doesn’t appear, please go to More -> Settings-> Accounts.  The external account should be at the bottom of the screen. 

 Internal (Other CU SoCal accounts)

I’d like to transfer money over to another CU SoCal Member, how do I do that?

Sure, go to the transfer widget -> Classic and select “Transfer to another CU SoCal Member.”  Please note you will need to know the recipients last name, Member Number and share ID.  Also, if you would like to save the account to transfer in the future, make sure to check the box.

How will the person I am sending money to be notified?

Each time you send a transfer the Member will be notified by email.

How do I edit, delete or change a scheduled transfer that was done in the previous online banking platform?

While you can see these transfers in your scheduled history, please call us at 866-CUSoCal to make any changes.

I just transferred money to another CU SoCal Member through Internal Transfers. Why is the recipient not seeing the deposit reflected in their balance?

When transferring funds to another CU SoCal Member, the recipient may experience a short delay in seeing their balance update. If the recipient is already logged into their Online Banking, the transfer may take up to 10 minutes to appear online even though the transfer was successful.

Description:  Deposit checks to your CU SoCal account using our mobile app.

How does mobile deposit work?

It’s convenient and easy to use.
Sign on to the CU SoCal Mobile App, then follow these simple steps:
Select Deposit Checks.
Choose the account you want to use for your deposit.
Enter the amount of your check.
Sign the back of your check or if available, check the box that reads: “Check here if mobile deposit”.
Take a photo of the front and back of your endorsed check with your mobile device. For photos that work best, follow these guidelines:
a. Place your check on a dark-colored, plain surface that’s well lit.
b. Position your camera directly over the check (not angled).
c. Fit all 4 corners in the guides of your mobile device’s camera screen.
Submit your deposit.
You’ll receive a confirmation message on your mobile device for each successful deposit. Plus, we’ll send a deposit confirmation to your primary email address.

When will my mobile deposit be available?

Mobile deposited funds are generally made available unless a hold is applied. If a deposit is held (or a hold is applied), funds are posted to your account but are not immediately available to cover debits or withdrawals. Common reasons include:

Large deposit amount
Third party checks
Deposited check returned unpaid
Indications a deposited check may not be paid
You’ll know that your deposit is available when the amount appears in the available balance of the account you selected when you submitted your mobile deposit.

Is there a limit on how much money I can deposit using the CU SoCal mobile app?

Yes. Based on a number of criteria, there are daily and monthly limits to the dollar amounts and number of checks you can deposit.

What if I have a check that exceeds a dollar limit?

Please visit your local CU SoCal branch or ATM to make the deposit. Our mobile app can help you locate the nearest branch or ATM location.

I made a check deposit but I am not seeing it reflected in my balance or transaction history?

Some deposits may take up to 10 minutes to sync and reflect in your account.

How can I find images of mobile check deposits I’ve made?

 You can view your mobile deposit history by viewing your account transaction history and clicking on the Filter button and select “Checks Deposited Remotely”

Description: The Manage Visa widget now allows you to access MYCARDINFO both on desktop and mobile. Use the Manage Visa widget to view credit card statements, set travel notices, activate cards, submit disputes, request balance transfers, and other functions.

Description: Guidance for external money management software users

Click here to view our Quicken, Quickbooks, and Mint FAQ.

Card Controls

Turn debit and credit cards on and off, and update alert settings.

Checking Dividends

Track the number of debit card transactions completed each month for higher APY earnings on your Rewards Checking Account. Access for Rewards Checking Accounts only.

Courtesy Pay

Opt in or out of debit card Courtesy Pay on eligible checking account(s).


Access Account Tree, Account Aggregation, Quick Bill Pay, last 7 days of history, next 7 days of transactions, educational articles, and Quicklinks. (Online Banking only.)

Deposit Check

Deposit check(s) to your CU SoCal account(s).

Financial Wellness

Track and categorize your spending across all your accounts, Control which accounts to track and change categorization if required.


Set and view progress towards custom goals. (Online Banking only.)

Identity Theft Protection

Links to the INFO Armor login if you have a CU SoCal Rewards Checking Account.

LPL Account Login

Links to your SoCal Wealth Management account login.

Manage Visa

Access the MYCARDINFO Single Sign On (SSO) to view credit card statements, set travel notices, activate cards, submit disputes, request balance transfers, and other functions.

Message Center

Receive two-way communication between you and CU SoCal.


Set alerts to notify you of account balances, loan payment due, checks cleared, automatic deposits and more.


Set up Overdraft Protection with share account(s).

Pay Bills

Set up payees and make payments.

Quick Apply

Open new sub accounts and apply for loans.

Redeem Rewards

View CU SoCal Dreampoints earned and redeem rewards.


Change account settings.

Skip a Pay

Skip a payment on qualified CU SoCal Loan.


Make transfers, payments, set up external transfers, and make transfers/payments to other Members.

View Accounts

View all of your accounts.

View Documents

View, print, download statements, eNotices, and tax forms.

Checking Services 

Stop payment, reorder checks and make a check withdrawal (desktop only).


Search by address, zip code or city to find branches and ATMs.

Mobile Wallet

Pay for purchases with a tap of your mobile phone or watch at a participating retailer.  To add your CU SoCal debit or credit card simply locate the appropriate app on your phone and follow instructions for adding the app.

If I have problems with the enhanced Mobile App or Online Banking, what should I do?

If you are having trouble accessing the new Digital Banking platform, whether it’s the Mobile App or Online Banking, if you need assistance, please call us toll-free at 866.287.6225, Monday through Friday: 9 a.m.-6 p.m. or Saturday: 9 a.m.-1 p.m.

Information on any outages or known issues with Online or Mobile Banking can be found by clicking here.

Learn More About the Mobile App or Online Banking

Mobile Banking

Bank on the go with confidence knowing our Mobile Banking App is packed with the smartest security features. Plus, our highly-rated Mobile Banking App delivers convenience while providing the go-anywhere connectivity you need for account access.

Learn More

Online Banking

CU SoCal's Online Banking Services provide secure, 24-hour access to account balances, transaction history, transfers, monthly statements, withdrawals, online payments and other helpful options!

Learn More

Contact Us

If you are having trouble accessing the Digital Banking platform and need assistance, whether it’s help with the Mobile App or Online Banking, please call us toll-free at 866.287.6225, Monday through Friday: 9 a.m.-6 p.m. or Saturday: 9 a.m.-1 p.m., or email us at support@CUSoCal.org.

Help + Support


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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español