In Southern California, we don't settle for ordinary.

Take your savings to the next level with a CU SoCal Money Market Account. Our money market account will make the most of your deposits with higher tiered dividends while offering convenient access similar to a checking account.

Why savvy savers choose our money market account to make it happen:

No monthly fees
Higher tiered dividends
Minimum opening balance of $2,500
Federally insured

Whatever you're saving for, make it happen with:

  • No monthly fees.
  • Higher dividend rates than traditional savings and checking accounts.
  • Low $2,500 minimum opening balance.
  • Low $2,500 daily balance to earn competitive dividends.
  • Full suite of online and mobile services.
  • Easy-to-use online banking and mobile banking app.
  • Personal banking over the phone.
  • Free checks.1
  • More free ATMs than just about any bank, anywhere.1
  • Federal insurance on your account balance to at least $250,000. (see disclosures)

Earn more, keep your funds liquid

Earn big with a Soar Money Market account. This tiered interest-bearing savings account maximizes your earnings with the highest possible dividend rates for liquid savings accounts. No monthly fees and free withdrawals mean enhanced earnings and convenient access to your money.

View Soar Money Market Rates

Money Market Account Rates

Account Type Minimum Opening Balance Minimum to Earn Dividend Dividend Rate APY1
Money Market, $2,500 – $14,999 $2,500 $2,500 0.30% 0.30%
Money Market, $15,000 – $24,999 $15,000 $15,000 0.35% 0.35%
Money Market, $25,000 – $49,999 $25,000 $25,000 0.35% 0.35%
Money Market, $50,000 – $99,999 $50,000 $50,000 0.45% 0.45%
Money Market, $100,000 and up $100,000 $100,000 0.50% 0.50%
1 APY is Annual Percentage Yield.
The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period.
*New Funds (not currently on deposit at CU SoCal)

Hear from others like you who made it happen.

I am so glad I switched to CU SoCal. I don't have to pay all of the fees my other bank used to charge me, and CU SoCal has lowered my auto and credit card rates too!

Ryan, Member since 2016

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Get Started

We're available to help every step of the way. Call us at 866.287.6225 or email us at with any questions you may have.



Open your account online or at a CU SoCal branch.
Open an Account



Update your automatic payments, deposits, and transfers.
Update Automatic Transactions



Transfer any remaining funds from your old account and close the account.
Transfer Funds

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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español