Have you already started an application?

Return to My Application

At CU SoCal, we realize you're not just buying a house.

You're investing in family dinners, backyard barbecues, a cozy fireplace, and a yard built for fetch and freeze tag (white-picket fence optional). Our home loan specialists are here to help make the process as easy as possible.

Why home buyers in southern California choose us to make it happen:

Down payments as low as 3%
Fast pre-approval
Low, flat lender fee
Realtor rebates

Whatever the dream is for your home, make it happen with:

  • Down payments as low as 3%.1
  • Fast pre-approval.2
  • Competitive rates starting at 2.500%/3.422%APR.3
  • Financing up to $1.5 million.
  • Flexible terms of 10-, 15-, 20-, and 30-years.
  • Fast financing.
  • Professional guidance.
  • Low, flat lender fee of $995.4
  • Realtor rebates.
Our professional and friendly mortgage specialists are available to help every step of the way—even after hours and on weekends. Call us at 800.698.7196, email us at HomeLoans@CUSoCal.org, or request a callback and we'll reach out to you.

Save thousands with CU SoCal Home Rewards.

Sell your home for a flat 1.5% listing fee5 and receive a 20% commission rebate when you buy a home6.

Learn More

Hear from others like you who made it happen.

CU SoCal made buying our first home a very pleasant experience. Our home loan specialist stayed in close communication with us throughout the process and helped escrow to close quickly. In addition, we got a great rate, the closing fees were much less than the other banks, and we received a rebate for more than $3,000.

Tyler & Whitney, Members since 2014

More Stories

Next steps to make it happen:


Get Pre-Approved

Shop confidently, negotiate with sellers, and buy the house you want.
Get Pre-Approved


Start Shopping

View all properties currently for sale and schedule tours with your agent.
Start Shopping


Attend a Workshop

Learn the ins and outs of buying your first home.

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español