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Let's give your mortgage a whole new look and feel.

Update it with a lower rate, no closing costs, or a shorter term. We can even help you refinance if you owe more than your home is worth.

Why homeowners in southern California choose us to make it happen:

Competitive rates
Low, flat lender fee
No-closing-cost option
Expert guidance

Whatever the plan is for your home, make it happen with...

  • Competitive rates as low as2.500%/3.650%APR.1, 2
  • Low, flat lender fees as low as $995.3
  • Financing up to $1.5 million.
  • Flexible terms of 10-, 15-, 20-, and 30-years.
  • Fast financing.
  • Professional guidance.
  • 5/5 ARM hybrid mortgage to help you build equity faster.
CU SoCal’s professional and friendly mortgage specialists are ready to answer your questions and show you how refinancing with CU SoCal can be a great way to save money. Get a personalized rate quote by calling us at 800.698.7196, emailing us at HomeLoans@CUSoCal.org, or requesting a callback.

Step outside a 30-year rate.

Make the most of every penny with a hybrid mortgage option that gives you the stability of a fixed-rate mortgage with the savings of an adjustable-rate mortgage.

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Hear from others like you who made it happen.

We were surprised how quickly we got our home loan. The staff at CU SoCal were very helpful and explained the details of our home loan thoroughly.

Connie & Edward, Members since 2009

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Next steps to make it happen:


Talk with a mortgage specialist.

Discuss your home loan goals and find the right home loan option.
Request a callback


Get your personal rate quote.

See what your home loan rate will be.
Request a callback


Apply online.

Submit your application online to begin refinancing your home.
Apply Now

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español