HELOC
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What is a lien-release fee and why am I required to pay it?
Your county clerk’s office charges a fee for processing the release of the lien on...
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I’ve already paid off my outstanding balance. Is there anything I need to do to close my account?
Yes, please contact us to request a payoff quote because you may be required to...
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What do I need to do if I want to continue making automatic payments each month?
No action is required on your part for this automatic payment service to continue. However,...
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Will my minimum monthly payment go up?
Your minimum monthly payment amount may be adjusted when your repayment period begins, depending on...
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Can I extend my CU SoCal HELOC draw period?
The draw period for your existing CU SoCal HELOC cannot be extended. You could refinance...
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What are my payment options when I begin my repayment period?
Continue making your monthly payments. No action is required on your part for this change...
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Why is my interest rate variable and how does it affect my monthly payments?
The interest rate of your HELOC is variable, which means your minimum payment amount may...
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How long will it take to obtain a new CU SoCal HELOC?
It takes up to 30 days to finalize and fund your CU SoCal HELOC after...
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How do I access my CU SoCal HELOC?
You can transfer funds to your CU SoCal checking account or to an external account...
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How soon can I access my HELOC?
Once you sign the HELOC loan documents, you have a three-day period called your “right...
