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We're one of Southern California's fastest growing credit unions

We’re a full-service financial institution, but different from a bank. Credit unions put people before profit with affordable credit and financial services. We also offer a wide array of free financial knowledge in videos, online courses, coaching, blogs, and webinars to help you empower yourself with knowledge.

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How we're different

CU SoCal is a cooperative owned by our Members who benefit through better rates and lower fees.

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Lower loan rates

Last year our Members saved more than $10 million in loans compared to California bank averages.

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Higher deposit rates

Our Members earned nearly $1 million more on savings last year compared to California bank averages.

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Lower fees

As a not for profit credit union, we keep our fees as low as possible.

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Bigger financial benefits

Overall, we delivered $15.2 million last year to our Members in direct financial benefits.

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More financial education

We presented 94 free personal finances workshops for our Members last year, and we offer a vast array of online resources.

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More caring

Last year, we donated $477,000 to local charities, foundations and families in need.

Slideshow Items

  • "I have been a CU SoCal Member since 1977. I even have a an IRA and I’ve refinanced my home, all with the credit union."

    Irene Whittier

  • "The level of service that I received combined with the wide array of quality products the credit union offers is reason alone for me to spread the word."

    Remondo Pomona

  • "The people who work at the credit union have always been very helpful, patient, and I have enjoyed being a member for many years, and I will continue to be a satisfied member of the credit union."

    Armida City of Industry

  • "I transitioned to CU SoCal from FEDONE Ca and have been completely satisfied with the many services I have used, and I’ve dealt with knowledgeable CU SoCal representatives every time."

    Ronald Laguna Niguel

  • "Great customer service. People there are understanding and kindhearted. Thank you!"

    Jann Orange

What you need to open an account

Have these things handy to make the application process faster.

  • 1

    Social Security Number

    Have Social Security Number on hand for each account holder.

  • 2

    License or state ID

    Have a driver's license or state-issued ID for each account holder.

  • 3

    Initial deposit

    You can use a Visa (only) debit or credit card, or a checking account.

Open an Account

Let's make your financial goals a reality

Membership in CU SoCal is open to anyone who lives, works, attends religious services or school in Los Angeles, Orange, Riverside, or San Bernardino County.

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  • USA Patriot Act Notice
    Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. 

     

    1. All new accounts will be verified through ChexSystems® and are subject to approval. Member must be 18 years and older and accounts with CU SoCal must be in good standing. Account must use a SSN or ITIN, not an EIN. A $2 monthly paper statement fee will be applied to the primary savings account for Members ages 18-63 who are not enrolled in eDocuments. If funds are unavailable in the primary savings account, the fee will be transferred to that account from the secondary savings, checking, or money market account. For Members without a primary savings account, the fee will be applied to the checking account or money market account.

     

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Leaving Our Website

If you click ‘Continue’ an external website that is owned and operated by a third-party will be opened in a new browser window. CU SoCal provides links to external web sites for the convenience of its members. These external web sites may not be affiliated with or endorsed by the credit union. Use of these sites are used at the user’s risk. These sites are not under the control of CU SoCal and CU SoCal makes no representation or warranty, express or implied, to the user concerning:

  1. the information, content, presentation, accuracy or opinions of these sites, or
  2. the quality, safety or suitability of any software found on these sites.

You are continuing to a credit union branded third-party website administered by our service provider. We are not responsible for the third-party’s data privacy practices, services, or overall content on the third-party site. Please review the service provider’s privacy policy for more information about its data privacy practices.

Using a hyperlink may identify you as a CU SoCal Member to the operator of the external site.

CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.

If you click ‘Cancel’ you will be returned to the CU SoCal website.

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