Maximize ROI with minimal expenses
CU SoCal can help you get the ideal loan and increase the cash flow on your Southern California investment property. In addition to competitive rates, limited fees at closing, interest-only lending options, and a faster approval process, we’re a direct lender with greater approval flexibility than brokers.
CU SoCal's Commercial Lending Team
Meet face-to-face or over the phone with our knowledgeable team to gain valuable insights and receive answers to your commercial lending questions. Call Orlando A. Cepeida for more information at 714.316.3567.
Orlando A. Cepeida
Commercial Loan Officer
NMLS# 256542
Key Advantages
Preserve cash with interest only option
Preserve your cash with interest-only periods on both our Multifamily and 1-4 Unit Blanket loans. CU SoCal offers some of the quickest turn times and exceptional Member service.
Quick funding accelerates your timeline
CU SoCal will fund your investment loan in as little as 45 days. That is half the time of the typical investment loan. Plus, with no points¹ and limited fees at closing, you will be making money on your investments faster.
Qualified loan uses
Your financing needs vary, and we can help. Let your Commercial Lending Representative know what you need, and they will help you pick the right product. Use our Investment Property Loans to finance a purchase, cash out refinance, or rate and term refinance.
No seasoning requirements
CU SoCal does not require your property to be seasoned before we finance your investment property. Talk to a Commercial Lending Representative to learn more about how we can help you make the most of your investments.
Variety of property types
CU SoCal will finance a range of eligible investment properties including multiple single-family residences, duplexes, triplexes, fourplexes, mixed-use, retail, office, warehouse, industrial, and multifamily apartment buildings (including garden, mid-rise, and high-rises).
Increase cash flow
Lower your monthly payments and maximize the return on your investment with terms up to 15 years and amortization up to 30 years.
With over 25 years of Real Estate and Commercial Financing experience, Orlando Cepeida is a seasoned professional who has helped countless business and investors secure the financing they need to grow and thrive. Specializing in a wide array of loan products. Orlando combines deep industry knowledge with a client-focused approach to deliver tailored solutions.
Throughout his career, Orlando has built a strong reputation for understanding the unique financial needs of Members, investors and real estate professionals. Orlando has successfully managed and funded millions of dollars in commercial lending portfolio. As a trusted advisor, Orlando is committed to providing expert guidance and responsive service to ensure clients achieve their business objectives.
Outside of work Orlando enjoys spending time with his wife and four children. He loves playing golf and traveling.
Orlando A. Cepeida
Commercial Loan Officer
NMLS# 256542
Direct: 562.365.1893
Cell: 714.316.3567
-
APR=Annual Percentage Rate
- Some restrictions apply.
Investment Property Loan Rates
| Product | APR |
|---|---|
|
Product:
5/1 ARM |
APR:
4.85% |
|
Product:
7/1 ARM |
APR:
4.99% |
|
Product:
10 Year Fixed |
APR:
5.125% |
Rates Effective as of: May 21, 2025
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