Earn extra value with every purchase
You can dream big when you earn CU SoCal Dream Points with purchases made using your CU SoCal Visa® Credit Card and/or CU SoCal Visa Rewards Debit Card. Dream Points add up and points earned on both cards can be combined for even greater rewards power!
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1
In person
Make signature-based or PIN-based purchases in a store.
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Online
Pay monthly bills, pay for subscriptions, or order from online retailers.
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3
Over the phone
Order merchandise or pay bills over the phone.
Use your points for almost anything
Use your CU SoCal Dream Points for gift cards, brand-name merchandise, purchases from 2,000+ merchants, or cash once you reach $25. You can also redeem CU SoCal Dream Points for domestic or international travel, with a personal concierge to help plan details—at no cost—plus access to Luxury Hotels & Resorts amenities like room upgrades and late checkout.
It’s easy to redeem your points online
To redeem your CU SoCal Dream Points, simply login to Online or Mobile Banking and select the “Redeem Rewards” widget under the “Accounts” heading to view your current available point balance. You will be redirected to our online redemption portal where you can browse available rewards and make a selection. You may also redeem rewards by calling 800.816.3919.
Combine Dream Points
Dream Points from your Platinum Rewards Visa are pooled with Dream Points earned with a Rewards Checking Visa Debit Card, helping you build value even faster. Call it a pool party!
Earn unlimited points
Earn 1 point for every $1 spent using your CU SoCal Visa Credit Card and 1 point for every $5 spent using your CU SoCal Visa Debit Card.1 Or shop the exclusive network of local and national merchants and earn bonus points with our Amplified Rewards (Ampre) program.2
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- All CU SoCal Debit and Credit Card purchases qualify with the following exceptions: cash advances; balance transfers; convenience checks; quasi-cash (purchases that are directly convertible to cash such as casino gaming chips, money orders, wire transfers, travelers checks); finance charges, fees, and credit insurance; purchases made by or for a business; unauthorized/fraudulent transactions; debit card purchases for less than $1.50; and credit card purchases for less than $.50. Qualified debit purchases will result in one (1) point for every five dollars ($5) spent, rounded at each increment of $1.50. Qualified credit purchases will result in one (1) point for every one ($1) dollar spent, rounded to the nearest dollar. Bonus points are occasionally awarded for merchant specific and CU SoCal special promotions. All transactions and points are subject to verification. The point balance is the total of points awarded, less points that are deducted for returns and adjustments. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point balance during the dispute period. If the transaction is reinstated, the points will be reinstated.
- Merchant specific incentive bonus points may be awarded for qualified online and in-store purchases by the merchant funded Ampre program. All eligible CU SoCal cards are automatically enabled to receive the incentive bonus points. The incentive bonus points will be delivered to your point balance from the merchant within 30 days of the transaction date. The merchant offers are described on www.dreampoints.com/cusocal. You may visit www.dreampoints.com/cusocal to learn about the current offers, and if you provide your email address you may agree to receive all future Ampre correspondence and notices electronically to that email address. New merchant offers are updated periodically and email is the primary method to notify you. It is your responsibility to update changes to the email address on file at www.dreampoints.com/cusocal.
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