Earn up to $200 with Rewards Checking!1
Make this season more rewarding with a Rewards Checking Account! Open your account with $100, receive at least $750 in monthly direct deposits, use your debit card 12 times or more per month, and open an auto or personal loan to earn up to a $200 bonus.
How to earn up to $200 in bonuses:
First, open a Rewards Checking Account with at least $100 to earn $50. Then complete any or all of the remaining steps within the first three full calendar months after opening your account to earn additional bonuses. Each earned bonus will be deposited to your Credit Union of Southern California (CU SoCal) Account within 60 days of meeting the requirement.
- Open a Rewards Checking Account with a minimum deposit of $100 to earn $50.
- Receive a monthly direct deposit of at least $750 for two consecutive months to earn $50.
- Use your debit card for 12 or more qualifying purchases each month for two consecutive months to earn $50.
- Open and fund an auto or personal loan to earn $50.
After opening your Rewards Checking Account, the remaining steps can be completed in any order to earn up to $200.
This offer is limited to a Member’s first checking account or to Members who have not had an open CU SoCal Checking Account within 365 days. Upgrades from Classic to Rewards Checking are not eligible for this promotion.
Offer expires December 31, 2026.
Open a Rewards Checking Account today!
New Members
Join CU SoCal today! You can open an account online, visit a CU SoCal branch, or schedule an appointment to meet with a team member.
Current Members Without Checking:
Use Quick Apply in Online and Mobile Banking, visit any CU SoCal branch, schedule an appointment to meet with a team member, or call 866.287.6225.
Why choose CU SoCal’s Rewards Checking Account?
Get paid early with direct deposit
Setting up direct deposit for your Rewards Checking Account gives you up to two days early access to your paycheck. Combined with Bill Pay in Digital Banking and automatic savings transfers, you can put your money management on auto pilot.
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Qualify for Rewards+ Loyalty Program
Having Rewards Checking brings you one step closer to qualifying for or Rewards+ Member Loyalty Program. Receive higher rates on certain savings accounts, lower rates on auto loans, a waived monthly fee for Rewards Checking, and more valuable benefits with a reward points bonus!
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24/7 mobile access
Our highly-rated Mobile App is fast and easy to use. View your transactions, make transfers, deposit checks, set alerts, control your debit and credit cards, check your credit score, and access many other powerful transaction features 24/7.
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More free ATMs
Access 30,000+ surcharge-free ATMs, including locations like 7-11, Costco, and Circle K locations. That’s an ATM network larger than most big banks! Use our Mobile App to find a free ATM, no matter where life takes you.
Learn MoreOpen an account to start earning!
Don't miss out on this limited-time opportunity! Open your CU SoCal Rewards Checking Account and earn up to $200 in bonuses.
Check out our other special offers
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- Offer valid October 15-December 31, 2026, and is available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. CU SoCal reserves the right to modify or discontinue this promotion. Changes will not affect Members who open a qualifying Rewards Checking account before the effective date of the change, except as permitted by applicable law. Cash bonus is not available to Members who currently have a CU SoCal Rewards Checking Account or who have closed a Rewards Checking Account within the last 365 days. Account must be open and in good standing at the time bonus is paid. Must be 18 years or older. Offer requires opening a new Rewards Checking Account. See Rewards Checking account terms and requirements at: CUSoCal.org/RewardsChecking. Existing Classic Checking or Aspire Checking account upgrades/conversions are not eligible for this promotional offer. To qualify for the total $200 bonus, which is earned in paid increments for each requirement completed within three calendar months from account opening, Member must: (1) open a new Rewards Checking Account with a minimum $100 deposit and receive $50; (2) complete at least 12 qualifying POS and/or PIN-based debit card transactions (excluding ATM withdrawals, returns, or adjustments) per month, for two consecutive months and receive $50; (3) receive at least $750 in qualifying direct deposits (payroll, pension, government benefits, or other recurring income credited through the ACH network) per month, for two consecutive months and receive $50. Transfers between CU SoCal accounts, person-to-person transfers, mobile deposits, check deposits, and other account-to-account transfers do not qualify; and (4) open and fund an auto or personal loan and receive $50. Each bonus amount will be paid independently for each individual requirement satisfied for a maximum total promotional bonus of $200. Bonuses will be deposited into the Member’s account within 60 days after verification that each qualifying requirement has been met. Bonus may be subject to 1099-INT tax reporting. Consult your tax advisor regarding your individual circumstances. One promotional Rewards Checking bonus per Member. Maximum bonus from promotional offer is $200 and cannot be combined with other offers, which includes CU SoCal’s Care to Share Member referral program.
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