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Make Quick and Easy Loan Payments Online

There are several time-saving and convenient ways to make your payment within Online and Mobile Banking.

Make Quick and Easy Loan Payments Online

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Register for Digital Banking

1. Go to https://my.cusocal.org/Registration
2. Confirm your identity with Member number, SSN, and birth date
3. Establish credentials by choosing a username and password
4. Your credentials will work in the CU SoCal Mobile App and Online Banking
5. Use Digital Banking to easily and quickly make loan payments

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Make Loan Payments in Digital Banking

1. Go to the “Transfer and Pay” and select “Transfer”
2. Select “Make a Transfer”
3. Select the “From” and “To” accounts
4. Select “Payment Type” to determine amount
5 .Select “Frequency” and “Date”
6. Click “Review Transfer” and “Submit Transfer”

Watch a Video to Learn How
Contactless payment

Add an External Account for Credit Card Payments Only

1. Go to the “Accounts” dropdown menu
2. Select “Manage Visa” and select your card
3. Under the “Payments” dropdown menu, select “Payment Accounts”
4. Follow the prompts to instantly link one or more external financial accounts
5. Click “Make a Payment” to select an external account to make your payment

Watch a Video to Learn How
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Add an External Account to Make Loan Payments in Digital Banking

1. In Mobile Banking, go to “Transfer” and select “Add Account”
2. In Online Banking, go to “Transfer”, then “More Actions”, then “Add Account”
3. Select “Add an External Account” to instantly link with your credentials (or select “Connect Your Account Manually” if you are unable to instantly link your account)
4. Once you have linked an external account, it will show in the “From” dropdown when making loan payments or funds transfers.

Watch a Video to Learn How

Alternative Payment Methods

Running tight on funds? Consider Skip-A-Pay for relief:

CU SoCal allows Members to skip a payment for any loan excluding Real Estate CU SoCal loans and Visa® Credit Cards for a $25 fee as long as the following requirements are met:

 

  • At least 12 payments have been made on the loan.
  • A payment on the selected loan is not presently more than 10 days past due.
  • A payment on the selected loan has not been more than 30 days past due in the last 12 months.
  • Only one skip allowed per 12 months.
  • There should not be more than four skips over the life of the loan selected.
  • The payment frequency must be monthly.
  • The Member must have $25.00 fee available in eligible share.
  • Other requirements may apply.

To skip a loan payment, simply complete our Skip A Loan Payment form and drop it off at your nearest CU SoCal branch, mail it to P.O. Box 76000 Anaheim, CA 92809, or fax it to us at 714.990.5492.