Financial Tools to Power Your Small Business
At Credit Union of Southern California (CU SoCal), we believe small businesses are the heartbeat of our communities. Whether you're building your brand, expanding your team, or just getting started, you deserve money management solutions that are simple, flexible, and designed to help you succeed. From growing your reserves to financing your next big move, we’re here to support your business at every step.
Why Choose CU SoCal for Business Banking?
Personalized Service
We're a local, not-for-profit credit union that puts people first.
Competitive Rates
Earn more with your deposits, whether liquid savings or share certificate.
Trusted for Over 70 Years
We've helped Southern California residents—and business owners—reach their goals with confidence.
Federally Insured
All deposit accounts are NCUA-insured up to $250,000.
Key Advantages
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USA Patriot Act Notice
Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.1. Commercial Loan Amounts: $250,000 – $5,000,000. Qualified Loan Uses: Finance for purchases (up to 75% LTV, depending on loan amount and collateral type) Cash-out refinance (up to 70% LTV, depending on loan amount and collateral type) Rate and term refinance (up to 70% LTV, depending on loan amount and collateral type). Loan Terms: 5 – 15-year and adjustable-rate programs. Loans amortized up to 30 years, no seasoning requirements. Eligible Investment Properties: Single-family residences, duplexes, triplexes, fourplexes, blanket/portfolio Real Estate (Multiple residential properties) Apartment buildings, mixed-use, retail, warehouse, and industrial. Eligible Legal Entities: Sole Proprietorships—with or without DBA Partnerships. Corporations—Including S-Corporations. Limited Liability Companies Partnerships.
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CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
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