Summer auto loans as low as 3.99% APR1 up to 36 months
Drive into summer with savings! Whether you're buying a new or pre-owned vehicle—or refinancing your current loan—CU SoCal is here to help you hit the road with auto loan rates as low as 3.99% APR.1
Why choose CU SoCal for your auto loan?
Low rates
Enjoy rates starting at 3.99% APR1 with qualifying discounts.
Flexible options
Finance new, used, or refinance an existing auto loan.
Quick & easy application
Apply online in minutes! Apply Now
New Members
Join CU SoCal today – applying is easy! You can apply online, visit a CU SoCal branch, or schedule an appointment to meet with a team member.
Existing Members
Use Quick Apply in Online and Mobile Banking, visit any CU SoCal branch, schedule an appointment to meet with a team member, or call 866.287.6225 Monday-Friday: 9 a.m.-6 p.m. and Saturday: 9 a.m.-1 p.m.
This offer won't last!
Apply now and take advantage of this summer auto rate before it's gone.
Check out our other summer offers
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- Offer valid May 5-July 31, 2026, and is available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. APR – The Annual Percentage Rate of 3.99% is our best rate for up to 36 months and includes a .50% discount for a direct payroll deposit of $750 monthly to your CU SoCal checking account and 0.25% discount for being a Rewards+ Loyalty Member. The discounts are one-time and may be applied at time of origination or within 90 days of origination based on qualification. Rate may adjust if you discontinue direct deposit/payroll. Your rate may be higher depending on credit history and underwriting criteria. Financing available up to 120% of retail vehicle value including tax and license plus optional CU SoCal GAP and Mechanical Repair Coverage. Ask a CU SoCal representative for details. Vehicle models less than 2-years with up to 10,000 miles will be considered new. Vehicle models less than 10-years with up to 120,000 miles will be considered pre-owned. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Amount financed may not exceed 120% retail Kelley Blue Book® including tax, license, warranty, etc. With 90-day payment deferment, interest will continue to accrue as of funding date. Offer cannot be used for internal refinances.
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