Get 7% APY on 7-month Certificate!1
Watch your savings bloom with a high-yield share certificate! Lock in a guaranteed 7.00% APY¹ for 7 months with our federally insured share certificate—providing financial stability in an unpredictable market. Open yours today with new funds—starting at just $1,000, up to $7,000! Offer expires May 31. Limit one certificate per Member.
New Members
Visit any CU SoCal branch or apply online to open your certificate today! Membership eligibility at CU SoCal:
- Live, work, attend school, or religious services in Los Angeles, Orange, Riverside or San Bernardino counties.
- Be related to a current Member of CU SoCal.
- Be an employee of a partnering business.
Existing Members
Visit any CU SoCal branch or call 866.287.6225 Monday-Friday: 9 a.m.-6 p.m. and Saturday: 9 a.m.-1 p.m. Please be advised this promotional certificate is for new funds only, no exceptions. It cannot be opened in Digital Banking. Please visit your local branch or call our Member Care Center at the number above to open your certificate
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Within the next 2-3 business days, Credit Union of Southern California (CU SoCal) will make two small deposits to the account you entered when completing your application. Before we can process your electronic transfer of funds (ACH) you must check what those deposit amounts are, and then click the link below, to verify those amounts. This helps us protect your accounts by ensuring the correct routing and account numbers were entered and that you are authorized to access those accounts.
After you have successfully completed this step we will begin processing the electronic funds transfer (ACH) you requested. These funds should appear in your CU SoCal accounts in 2-3 business days(1).
To check if your electronic funds transfer (ACH) has been completed please register for online banking by clicking on the link below.
Please note that you will need your CU SoCal Member number to register. This information can be found in the welcome letter you received when signing your New Membership documents.
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If you have not already done so, download CU SoCal’s Mobile Banking App by clicking on the link below for your device’s app store.
Apple App Store Button to Download CU SoCal Mobile Banking AppApple App Store Button to Download CU SoCal Mobile Banking AppAfter downloading CU SoCal’s Mobile Banking App, open it and press “Register a New Account” and follow the on-screen prompts. If you have already signed up for Online Banking, enter your credentials, and press “Log in.”
Once you are logged in to CU SoCal’s Mobile Banking App, press the “Transfer” button from the menu at the bottom of your screen and then press the “Add Account” tile found to the left of the green, “Make a transfer” tile.
Now under the “External account” option, select “Connect your Account Instantly” and follow the on-screen prompts.
If you are unable to set up your transfer using the instant option, please select “Connect your Account Manually.” Manual transfers require verification of trial deposits and will take up to three days to process.
Note, deposits made to the promotional certificate through electronic transfer (ACH) originating from Credit Union of Southern California will not be available for withdrawal for 60 days from the date of the deposit.
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If you have not already signed up for Online Banking, click here to register, and follow the on-screen prompts. Or, if you have already signed up, click here to log in to CU SoCal’s Online Banking.
After logging in to your CU SoCal account, locate the “Transfer and Pay” option and select “Transfer” from the drop-down menu. From there, select “Make a Transfer” and then select “Add an account to make a transfer.” Finally, select the “Instant” option from the “External account” box, and follow the on-screen prompts.
If you are unable to setup your transfer using the “Instant” option, please select Manual. Manual transfers require verification of trail deposits and will take up to three days to process.
Once you have successfully added the account, you can transfer funds to your certificate using the “Transfer” option.
Note, deposits made to the promotional certificate through electronic transfer (ACH) originating from Credit Union of Southern California will not be available for withdrawal for 60 days from the date of the deposit.
Already Submitted an Application—Check my status
USA Patriot Act Notice
Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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- APY=Annual Percentage Yield. The annual percentage yield assumes that dividends will remain on deposit until maturity. If you make a withdrawal from your account, your earnings will be reduced. Minimum deposit to open is $1,000. Must be a CU SoCal Member. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. New Member maximum online opening deposit is up to $7,000. Deposits cannot originate from a CU SoCal account. Deposits made to the promotional certificate through electronic transfers (ACH) originating from CU SoCal will not be available for withdrawal for 60 days from the date of deposit. We may impose a 60-day penalty if you withdraw the principal from your certificate account before the maturity date. The penalty imposed shall be based on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum during the term, you will be assessed a penalty on the entire principal balance, and we will close the certificate account and transfer any remaining balance to your Regular Savings Account. Your certificate will automatically renew to a 6-month certificate term at maturity. The maturity date will be stated on the certificate or receipt provided to you at the time of opening your account. The renewal dividend rate and annual percentage (APY) will be determined based on the overall relationship you have with CU SoCal at the time of renewal. A “relationship” with CU SoCal includes maintaining qualifying accounts or balances unless you withdraw all the funds in your account at maturity or within a grace period of 7 days after maturity. Visit CUSoCal.org/Rates for more information. Promotional rate of 6.78% APR is effective April 3, 2025, and is subject to change without notice.
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Leaving Our Website
If you click ‘Continue’ an external website that is owned and operated by a third-party will be opened in a new browser window. CU SoCal provides links to external web sites for the convenience of its members. These external web sites may not be affiliated with or endorsed by the credit union. Use of these sites are used at the user’s risk. These sites are not under the control of CU SoCal and CU SoCal makes no representation or warranty, express or implied, to the user concerning:
- the information, content, presentation, accuracy or opinions of these sites, or
- the quality, safety or suitability of any software found on these sites.
You are continuing to a credit union branded third-party website administered by our service provider. We are not responsible for the third-party’s data privacy practices, services, or overall content on the third-party site. Please review the service provider’s privacy policy for more information about its data privacy practices.
Using a hyperlink may identify you as a CU SoCal Member to the operator of the external site.
CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
If you click ‘Cancel’ you will be returned to the CU SoCal website.
