At CU SoCal, you're more than a number.

Because we care about you and your future, we take time to learn about your past. Then, we find reasons to say yes by focusing on your potential. We look beyond your credit score to build the right auto loan for your road ahead.

Why drivers in Southern California with credit scores between 500 and 599 choose us to make it happen:

Fair rates
Flexible terms
Non-traditional qualifications
Help with rebuilding bad credit

We may be able to help you make it happen if:

  • You have a steady job.
  • The car being financed is your primary vehicle to get to and from work.
  • Your paycheck is directly deposited to your CU SoCal account.
In addition to helping you get behind the wheel of a car, truck, or SUV with fair rates and flexible terms, we want to help rebuild your credit by setting you up with a monthly payment plan that works with your budget and automatic installment payments.

Documents you'll need to make it happen.

Having these documents handy will help to accelerate the application and approval process.


Current driver's license or government/state issued ID.


Current registration or purchase order.


Proof of insurance.

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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español