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Financial Wellness Benefits

Achieve Your Financial Goals and Dreams

Your employer understands that Financial Wellness is an important part of your work life balance. That is why they have chosen Credit Union of Southern California (CU SoCal)as a partner in your financial journey. CU SoCal is a full-service financial institution is committed to Building Better Lives.

Why Choose CU SoCal

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Fast cash with a Home Equity Lines of Credit

Have your funds within 30 days and conveniently transfer to your checking account as needed through Online and Mobile Banking.

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Low-rate auto loans

Refinance your auto loan from another lender. Lower your current rate by up to 2% APR or use the equity in your auto valuation. There is no application or funding fee. 1

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Low balance transfer fee on credit cards

The CU SoCal Topaz Visa Credit Card features a low 2% balance transfer fee, no annual fees, a low interest rate.3. Use Online or Mobile Banking to monitor all of your transactions, make payments, access card controls, and transfer balances.

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MTAG - More than a grand in your hand

You're pre-qualified for a $1,500 MTAG (More Than A Grand) personal loan because your employer is a Preferred Partner! Plus, make no payments for 60 days.2

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  • "CU SoCal makes banking so easy."

    Blanca Pico Rivera

Financial Resources

Helping you achieve your financial goals is our priority. However you learn best, we have resources designed to help you learn how to maximize your earnings.

  • 1. The $1,500 More Than a Grand in Your Hand (MTAG) Loan with a rate of 15.99% APR for a 24-month term, is offered to qualified CU SoCal Members. The approximate monthly payment for $100 with a 24-month term at 15.99% APR is $4.93.  All new accounts will be verified through ChexSystems® and are subject to approval. For Membership or checking account terms and conditions, please visit CUSoCal.org. Member must submit most recent paystub from Preferred Partner employer. Account(s) and loan(s) must be in good standing. If you’ve had any CU SoCal loan delinquencies, you may not qualify. Offer is subject to change. Must have a payroll direct deposit of $750 into a CU SoCal Checking Account or be a CU SoCal Member for more than 6 months. Must be 18 years or older.

    2. CU SoCal loans are ineligible. $5,000 minimum amount financed. Member must credit qualify and have a credit score of greater than or equal to 630, as reported to CU SoCal. Not all Members will qualify. APR=Annual Percentage Rate. APR, financing terms, and/or loan to value of vehicle will vary based on model and/or applicant’s credit worthiness. Vehicle model year must be 10 years old or newer. All loans and vehicles are subject to approval. Requested loan amount cannot exceed the present value of the vehicle as determined by Kelly Blue Book. Promotion and rate are subject to change without notice. Please ask a CU SoCal loan specialist for our current floor rate which corresponds to our lowest promotion rate.

    3. APR=Annual Percentage Rate. APR may vary with the market based on the Prime Rate. Aggregate maximum unsecured loan limits (credit card and personal loans, not to exceed $50,000). A 2% balance transfer fee will apply to each balance transfer. Offer subject to change without notice.