Make This Season More Rewarding

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

1. APY=Annual Percentage Yield. Promotional APY and rate are available for a limited time and are subject to change or discontinuation at any time without notice. The annual percentage yield assumes that dividends will remain on deposit until maturity. If you make a withdrawal from your account, your earnings will be reduced. Minimum deposit to open is $500. Must be a CU SoCal Member. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Dividends will be paid starting the day of deposit. New Member maximum online opening deposit is up to $150,000. Deposits cannot originate from a CU SoCal account. Deposits made to the promotional certificate through electronic transfers (ACH) will not be available for withdrawal for 60 days from the date of deposit. Dividends will be compounded monthly and will be credited monthly and at maturity. We may impose a 180-day penalty if you withdraw the principal from your certificate account before the maturity date. The penalty imposed shall be based on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum during the term, you will be assessed a penalty on the entire principal balance, and we will close the certificate account and transfer any remaining balance to your Regular Savings Account. This promotion features a fixed 4.17% APR. Your 12-month term will automatically renew into a 12-month certificate at the prevailing rate unless you withdraw all funds in your account at maturity or within a grace period of 7 days after maturity. Your account will mature as reflected on the Rate Schedule. The maturity date will be stated on the certificate or receipt provided to you at the time of opening your account. Offer subject to change without notice.
2. Promotional auto offer and rate are available for a limited time and are subject to change or discontinuation at any time without notice. APR – The Annual Percentage Rate of 3.99% is our best rate for up to 36 months and includes a .50% discount for a direct payroll deposit of $750 monthly to your CU SoCal checking account and 0.25% discount for being a Rewards+ Loyalty Member. The discounts are one-time and may be applied at time of origination or within 90 days of origination based on qualification. Rate may adjust if you discontinue direct deposit/payroll. Your rate may be higher depending on credit history and underwriting criteria. Financing available up to 120% of retail vehicle value including tax and license plus optional CU SoCal GAP and Mechanical Repair Coverage. Ask a CU SoCal representative for details. Vehicle models less than 2-years with up to 10,000 miles will be considered new. Vehicle models less than 10-years with up to 120,000 miles will be considered pre-owned. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Amount financed may not exceed 120% retail Kelley Blue Book® including tax, license, warranty, etc. With 90-day payment deferment, interest will continue to accrue as of funding date. Offer cannot be used for internal refinances.
3. Offer available starting October 15, 2026. Offer valid October 15-December 31, 2026, and is available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offer is subject to change without notice. Cash bonus is not available to Members who currently have a CU SoCal Rewards Checking Account or who have closed a Rewards Checking Account within the last 365 days. Account must be open and in good standing at the time bonus is paid. Must be 18 years or older. Offer requires opening a new Rewards Checking Account. See Rewards Checking account terms and requirements at: CUSoCal.org/RewardsChecking. Existing Classic Checking or Aspire Checking account upgrades/conversions are not eligible for this promotional offer. To qualify for the total $200 bonus, which is earned in paid increments for each requirement completed within three calendar months from account opening, Member must: (1) open a new Rewards Checking Account with a minimum $100 deposit and receive $50; (2) complete at least 12 qualifying POS and/or PIN-based debit card transactions (excluding ATM withdrawals, returns, or adjustments) per month, for two consecutive months and receive $50; (3) receive at least $750 in qualifying direct deposits (payroll, pension, government benefits, etc.) per month, for two consecutive months and receive $50; and (4) open and fund an auto or personal loan and receive $50. Partial bonuses will be paid for each individual requirement satisfied. Bonuses will be deposited into the Member’s account within 60 days after verification that each qualifying requirement has been met. Bonus is subject to 1099-INT tax reporting. One Rewards Checking Account per Member. Maximum bonus from promotional offer is $200 and cannot be combined with other offers, which includes CU SoCal’s Care to Share Member referral program.
4. Offer available starting October 15, 2026. APY = Annual Percentage Yield. Promotional rate of 7.00% APY for 7 months valid October 15-December 31, 2026. Rates and terms are subject to change without notice. Assumes dividends remain on deposit until maturity; dividends are compounded daily and credited monthly; early withdrawals will reduce earnings. The minimum certificate opening deposit is $500 new funds (defined as money not currently on deposit with CU SoCal); maximum contribution at time of opening is $7,000 and must be received by December 31, 2026. Offer available to CU SoCal Members over the age of 18. New Member online deposits are capped at $7,000 and must originate from an external (non-CU SoCal) account. Promotional certificate deposits via CU SoCal ACH transfers must remain on balance in account for a minimum of 60 days or early withdrawal penalties will apply. We may impose a penalty if you withdraw the principal from your certificate account before the maturity date. The penalty will be 90 days of dividends on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum, you will be assessed a penalty on the entire principal balance. We will close the certificate account and transfer any remaining balance to your Regular Savings Account. Certificate automatically renews to a 6-month term at maturity at the then current APY unless withdrawn during the grace period; maturity date and terms provided at account opening. Renewal APY is based on your CU SoCal relationship and current rates at the time of renewal. Visit CUSoCal.org/Rates for details. Limit one promotional certificate per primary Member.