Finance your fun with an affordable RV Loan
Enjoy more smiles and more miles with an affordable recreational loan from Credit Union of Southern California (CU SoCal). With low rates, flexible terms, and no prepayment penalties, the recreational vehicle of your dreams is within reach, whether it's an RV, trailer, boat, motorcycle, or watercraft.
Rates
View All RatesMotorcycle Loan Rates
As low as APRPersonal Watercraft
As low as APRMotor Home / Trailer
As low as APRBoat
As low as APRQuad / Side By Side
As low as APRThe payment amount displayed by this calculator is an estimate only and not an actual loan payment.
Key Advantages
Financing up to 90% MSRP
Skip the down payment and keep more money in your pocket with financing up to 90% MSRP on your next recreational vehicle, so you can buy right away.
Use for a variety of recreational vehicles
Get the equipment that makes you happy and use your loan to purchase a variety of recreational vehicles from motorcycles and personal watercraft to RVs, trailers, and boats.
Get added protection
If your RV, boat, trailer, or motorcycle is totaled in an accident or stolen, Guaranteed Asset Protection (GAP) covers the shortfall between your insurance payout and what you still owe.
Learn More
Loan terms to fit your budget
Recreational vehicles aren't one-size-fits-all, so why would your loan be? Enjoy more financial flexibility with recreational loan terms from 84 to 180 months* to suit your budget and needs.
Get your Recreational Loan for a low rate and no fees
Get more adventure out of your life by purchasing the RV, boat, trailer, or motorcycle of your dreams with an affordable and flexible recreational loan from CU SoCal.
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- The above discounts are one time, and only apply at time of origination. Not all Members will qualify and are subject to change without notice.
Recreational vehicle loans
| Type | Term | Min APR | Max APR | Est. payment per $100 |
|---|---|---|---|---|
|
Type:
New Motorcycle (2024 – 2025) |
Term:
Up to 84 months |
Min APR:
7.99% |
Max APR:
11.99% |
Est. payment per $100 :
$1.56 - $1.76 |
|
Type:
Pre-owned Motorcycle (2015 – 2024) |
Term:
Up to 84 months |
Min APR:
8.24% |
Max APR:
12.24% |
Est. payment per $100 :
$1.57- $1.78 |
Rates Effective as of: May 18, 2025
Financing available up to 90% of retail/MSRP value including tax, license, and document fees. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. The rates and terms above are subject to change without notice.
| Type | Term | Min APR | Max APR | Est. payment per $100 |
|---|---|---|---|---|
|
Type:
New Personal Watercraft (2024 – 2025) |
Term:
Up to 84 months |
Min APR:
7.99% |
Max APR:
11.99% |
Est. payment per $100 :
$1.56 - $1.76 |
Rates Effective as of: May 18, 2025
Financing available up to 90% of retail/MSRP value including tax, license, and document fees. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. The rates and terms above are subject to change without notice.
| Type | Term | Min APR | Max APR | Est. payment per $100 |
|---|---|---|---|---|
|
Type:
New (2024 – 2025) |
Term:
up to 84 months |
Min APR:
7.99% |
Max APR:
11.99% |
Est. payment per $100 :
$1.56 - $1.76 |
|
Type:
New (2024 – 2025) |
Term:
up to 180 months |
Min APR:
8.99% |
Max APR:
12.99% |
Est. payment per $100 :
$1.01- $1.26 |
|
Type:
Pre-owned (2015 – 2024) |
Term:
up to 84 months |
Min APR:
8.24% |
Max APR:
12.24% |
Est. payment per $100 :
$1.57 - $1.78 |
|
Type:
Pre-owned (2015 – 2024) |
Term:
up to 180 months |
Min APR:
9.24% |
Max APR:
13.24% |
Est. payment per $100 :
$1.03 - $1.28 |
Rates Effective as of: May 18, 2025
Financing available up to 90% of retail/MSRP value including tax, license, and document fees. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Rate may adjust if you discontinue direct deposit/payroll or payment transfer. The rates and terms above are subject to change without notice.
| Type | Term | Min APR | Max APR | Est. payment per $100 |
|---|---|---|---|---|
|
Type:
New Boat (2024-2025) |
Term:
up to 84 months |
Min APR:
7.99% |
Max APR:
11.99% |
Est. payment per $100 :
$1.56 - $1.76 |
|
Type:
New Boat (2024-2025) |
Term:
up to 180 months |
Min APR:
8.99% |
Max APR:
12.99% |
Est. payment per $100 :
$1.01 - $1.26 |
|
Type:
Pre-owned (2015-2024) |
Term:
up to 84 months |
Min APR:
8.24% |
Max APR:
12.24% |
Est. payment per $100 :
$1.57 - $1.78 |
|
Type:
Pre-owned (2015-2024) |
Term:
up to 180 months |
Min APR:
9.24% |
Max APR:
13.24% |
Est. payment per $100 :
$1.03 - $1.28 |
Rates Effective as of: May 18, 2025
Financing available up to 90% of retail/MSRP value including tax, license, and document fees. Previously owned boats are not eligible. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. The above discounts are one time, and only apply at time of origination. The rates and terms above are subject to change without notice.
| Type | Term | Min APR | Max APR | Est. payment per $100 |
|---|---|---|---|---|
|
Type:
New Quads/ Side by Side (2024-2025) |
Term:
Up to 84 months |
Min APR:
7.99% |
Max APR:
11.99% |
Est. payment per $100 :
$1.56 - $1.76 |
Rates Effective as of: May 18, 2025
Financing available up to 90% of retail/MSRP value including tax, license, and document fees. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. For more information, please call our telephone service center at 562.698.8326. Payment factor based on maximum term. Minimum payment on all vehicle loans is $100. Rate may adjust if you discontinue direct deposit/payroll or payment transfer. The rates and terms above are subject to change without notice.
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CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
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