FRAUD ALERT: Some Members are receiving calls from scammers who make caller ID look like CU SoCal. We will never ask for your password, PIN, one-time passcode, or full account number. Do not provide account or personal information. Hang up and call us directly at 866.287.6225.
Skip nav to main content.

What is a checking account and how do they work?

A checking account is a “liquid” account that lets CU SoCal customers make deposits and withdrawals as needed. This included using ATMs, depositing checks and cash, writing checks, automatic bill pay, and other transactions to pay everyday expenses, as well as making other financial transactions.