The 10% annual bonus on CU SoCal Dream Points earned with your Reward Checking Visa Debit Card means you will receive 10% extra points for months you qualify for Rewards+. (Example: If you qualify for Rewards+ each month during one calendar year and accumulate 30,000 Dream Points over that one-year period, you’ll receive an extra 3,000 points.) Note, bonus Dream Points for qualifying months will be credited annually within 60 days of account opening anniversary date.