How are the Dream Points I earn calculated?

Points are calculated after each transaction. For every $3.00 spent on a qualifying purchase with a CU SoCal Rewards Debit Card, you will earn one CU SoCal Dream Point. And, purchase totals will be generously rounded at each increment of $1.50 allowing you to accumulate more points. For instance, if you spend $4.50, you will earn two CU SoCal Dream Points: one point for the first $3.00 spent, and an extra point for the additional $1.50 spent.

All CU SoCal Rewards Debit Card purchases qualify with the following exceptions: cash advances; balance transfers; convenience checks; quasi-cash (purchases that are directly convertible to cash such as casino gaming chips, money orders, wire transfers, travelers checks); finance charges, fees, and credit insurance; purchases made by or for a business; unauthorized/fraudulent transactions; and purchases for less than $1.50