Beware of spoof callers. We will NEVER call to confirm your debit card number, PIN or online banking login information. Even if the call looks like it’s from CU SoCal, do not share your information Learn More
Skip nav to main content.

How are the Dream Points I earn calculated?

Points are calculated after each transaction. For every $3.00 spent on a qualifying purchase with a CU SoCal Rewards Debit Card, you will earn one CU SoCal Dream Point. And, purchase totals will be generously rounded at each increment of $1.50 allowing you to accumulate more points. For instance, if you spend $4.50, you will earn two CU SoCal Dream Points: one point for the first $3.00 spent, and an extra point for the additional $1.50 spent.

All CU SoCal Rewards Debit Card purchases qualify with the following exceptions: cash advances; balance transfers; convenience checks; quasi-cash (purchases that are directly convertible to cash such as casino gaming chips, money orders, wire transfers, travelers checks); finance charges, fees, and credit insurance; purchases made by or for a business; unauthorized/fraudulent transactions; and purchases for less than $1.50