Welcome LA Financial Credit Union Members!
We’re excited to welcome you to Credit Union of Southern California (CU SoCal).

Welcome to CU SoCal. We're glad you're here!
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To help you save time, we encourage you to take advantage of our self-service tools.
If you’ve logged into LA Financial’s Online or Mobile Banking at least once since January 1, 2024, your profile has automatically transferred to CU SoCal—no need to register again. Simply click the login button and use the same username and password you’ve been using. If you last accessed LA Financial’s Online or Mobile Banking prior to January 1, 2024, you’ll need to register as a new user. Please do not use the “Register for Online Banking” option unless this applies to you.
- Try the “Forgot Username” prompt if you are unsure of your current username.
- Try the “Forgot Password” prompt if you are unsure of your current password.
If you typically log in and are used to seeing all your accounts under one profile, you’ll need to create multiple logins for each account. CU SoCal presents your digital banking profile based on your account, not your social security number.
Need further problem resolution? Please visit the Digital Banking Updates page.
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For most Members, your Membership number remained the same. However, a small group will see a prefix added to their existing number. Please reference the “Important Information Regarding Your Credit Union Accounts” letter you received prior to June 1 for your new Member number and account information.
To view your “Important Information Regarding Your Credit Union Accounts” letter that includes your Member number and Share I.D.s, log into Online or Mobile Banking.
- If you are using your desktop or laptop to access Online Banking, select the “Tools” menu, “View Documents” and then “Overview.”
- If you are using the Mobile Banking app, select “More” at the bottom right of the screen, Under the “Tools” menu choose “View Documents” and then “Notices.” You will need to enroll in eDocuments to view your eNotices.
Starting June 1, please be sure to update any ACH transfers or automatic payments with your Member/account number and CU SoCal’s routing and transit number (322283796). This will help ensure everything continues to run smoothly.
Need further problem resolution? Please visit the Digital Banking Updates page.
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For most Members, your Membership number remained the same. However, a small group will see a prefix added to their existing number. Please reference the “Important Information Regarding Your Credit Union Accounts” letter you received prior to June 1 for your new Member number and account information.
To view your “Important Information Regarding Your Credit Union Accounts” letter that includes your Member number and Share I.D.s, log into Online or Mobile Banking.
- If you are using your desktop or laptop to access Online Banking, select the “Tools” menu, “View Documents” and then “Overview.”
- If you are using the Mobile Banking app, select “More” at the bottom right of the screen, Under the “Tools” menu choose “View Documents” and then “Notices.” You will need to enroll in eDocuments to view your eNotices.
Starting June 1, please be sure to update any ACH transfers or automatic payments with your Member/account number and CU SoCal’s routing and transit number (322283796). This will help ensure everything continues to run smoothly.
Need further problem resolution? Please visit the Digital Banking Updates page.
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If you are not an existing LA Financial digital banking user, or have not used LA Financial’s Online or Mobile Banking since prior to January 1, 2024, please register as a new user at CU SoCal’s Online and Mobile Banking. Visit CUSoCal.org/Login or download the CU SoCal App for your Apple or Android device to get started.
Select Register for Online Banking and follow the prompts. Once are registered and have agreed to the disclosures, sign up for eStatements, and verify your contact information.
- If you are using your desktop or laptop to access Online Banking, select the “Tools” menu, “View Documents” and then “Overview.”
- If you are using your device to access the Mobile Banking app, select “More” at the bottom right of the screen, Under the “Tools” menu choose “View Documents.” In the top right-hand corner find “Settings” to subscribe to eStatements.
After enrolling, you will see the eStatement preference as subscribed. You can now select if you would like to see all accounts on your dashboard or if you wish to hide accounts from view.
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Please activate your new CU SoCal Visa® Debit Card to access your accounts and funds. Your current LA Financial Debit Card has been deactivated and payments made with it will no longer go through after 7 a.m. June 1.
You can call to activate you debit card: 866.762.0558.
You can also activate your debit card and set up a pin through Online and Mobile Banking.
- If you are using a desktop or laptop computer, visit the “Accounts” menu, then “Card Controls”, and select the desired card.
- If you are using the Mobile Banking app on a mobile device, select “More” at the bottom right of the screen, choose the “Accounts” menu, select “Card Controls,” and swipe to activate your card.
Members received a new CU SoCal Debit Card if they have used their current debit card after August 21, 2024, or, if their current card was issued after February 1, 2025, and not yet activated.
To keep things running smoothly, update your card information with any businesses or online retailers that automatically bill your debit card.
If you did not receive a debit card and would like one for your CU SoCal account, please call us at 866.287.6225 or visit one of our branch locations.
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Great news—most existing Bill Pay payees integrated into CU SoCal’s Bill Pay so you can pick up right where you left off.
- Starting June 1, 2025, all previously scheduled recurring payments will resume automatically.
- Please review your payees and payment dates in Online and Mobile Banking on or after June 1, to ensure everything looks accurate.
- Electronic payments to individuals did not transfer to the new Bill Pay system. Starting June 1, you can use Zelle® for person-to-person payments or set up External Transfers to move money between your accounts at other financial institutions.
- Bill Pay history did not transfer over. Please view eStatements for transaction history. After logging into CU SoCal’s Online or Mobile Banking select “View Documents” in the Tools Menu. At the top right in Settings, you can Subscribe to eStatements. Your previous eStatements will be available on June 1, 2025.
Need further problem resolution? Please visit the Digital Banking Updates page.
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Although no transaction history transferred over, your previous statements are available in eStatements.
All LA Financial Members will receive a paper statement for the period ending May 31, 2025, including those who currently receive eStatements. Due to regulatory requirements, you will need to re-enroll on or after June 1, 2025, to continue receiving eStatements through CU SoCal’s Online and Mobile Banking.
After logging into CU SoCal’s Online or Mobile Banking select “View Documents” in the Tools Menu. At the top right in Settings, you can Subscribe to eStatements. Your eStatements will be available on June 1, 2025.
CU SoCal charges a paper statement fee of $2; however, this fee will be waived through September 30, 2025, for all Members. The fee will continue to be waived for Members 17 years of age and younger or 64 years of age and better. Beginning October 1, 2025, the $2 fee may be applied to your account. Please review the Schedule of Fees to learn how the fee may be waived.
Need further problem resolution? Please visit the Digital Banking Updates page.
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Good news—All LA Financial Credit Union branches are now part of CU SoCal!
You now have access to 21 additional CU SoCal branches and continue to have access to more than 5,600 Co-op Shared Branches and more than 30,000 surcharge-free Co-op ATMs.
Branch hours are Monday—Friday: 9 a.m. —5 p.m. and Saturday, 9 a.m. —1 p.m., unless otherwise noted. You’re always welcome to visit a branch at your convenience—or, to save time and plan ahead, you can easily schedule an appointment online.
Please click here for specific CU SoCal branch location information.
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Rest assured—your internal transfers will continue without any interruption.
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CU SoCal is proud to offer Zelle® for fast and easy person-to-person money transfers. Access Zelle® through the Transfer and Pay menu in our Mobile Banking App. For information and videos on how to use Zelle®, visit CUSoCal.org/Zelle.
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Consumer Loans: There will be no changes to your existing loan terms.
Real Estate Loans: There will be no changes to your existing loan terms. Your real estate loan statement will be available within Online and Mobile Banking on June 3, 2025. Your monthly recurring payments will continue as scheduled.
We’re excited to share that beginning June 3, 2025, you’ll be able to make your home loan payments directly through CU SoCal’s Online and Mobile Banking. This change will make managing your first mortgage, home equity, and commercial loans faster and more convenient.
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You’ll receive three temporary CU SoCal checks by July 15, 2025, and we encourage you to start using them once they arrive—but there’s no rush! Your current LA Financial checks will continue to clear as usual through June 1, 2026, giving you plenty of time to make the switch.
If you’d like a free box of CU SoCal branded checks, just give us a call at 866.287.6225 or stop by a branch before October 31. We are happy to order them for you.
If you currently have BaZing benefits along with your checking account, you will continue to receive those perks. Please login to the BaZing app as you normally would to access your BaZing account.
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Your direct deposits and automatic payments—like payroll, Social Security, and gym memberships—will continue without interruption through June 1, 2026, so there’s no immediate need to make any changes. However, we do recommend updating your payment information as soon as it’s convenient to ensure a smooth transition.
If for some reason you made changes to your payroll after May 16, those requests will be implemented after June 1.
For Social Security updates, you can call 1.800.772.1213 to schedule an appointment or visit ssa.gov. Be sure to have both your current LA Financial account and routing number (322077562), along with your new CU SoCal routing number (322283796).
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If you have a LA Financial credit card, you’ll continue to use your existing card, which will remain serviced by Elan Financial Services—no need for a replacement.
Credit card payments can no longer be made in a CU SoCal branch or through our Member Care Center. Please be sure to make payments by calling Elan directly at 800.558.3424 or by visiting myaccountaccess.com. You can continue to log in using y
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Overdraft transfers will continue as currently designated. Overdraft Privilege will be replaced with CU SoCal’s Courtesy Pay as an option to cover transactions when you may not have funds available. You may authorize CU SoCal to pay, rather than return, non-sufficient fund transactions on your everyday debit card transactions for a fee. All existing opt ins will transition. See our Courtesy Pay brochure and Schedule of Fees for additional information. If you would like to opt in to Courtesy Pay after June 1, please fill out the Courtesy Pay Authorization form. Once complete, bring the form to any CU SoCal branch.
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Your credit union Membership account terms and schedule of fees have changed. View an updated Schedule of Fees and About Your Accounts brochure for more information.
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Your shares will continue to be protected by federal deposit insurance provided through the National Credit Union Share Insurance Fund (NCUSIF), a division of the National Credit Union Administration and backed by the full faith and credit of the United States Government.
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If you have questions, please call CU SoCal at 866.287.6225. You’re also welcome to visit any CU SoCal branch location. For added convenience, schedule your branch visit at a time that works best for you to save time and avoid waiting.
Please click here for specific branch location information.
• Online Banking Credentials: Most usernames and passwords remained the same. Your account nicknames and recurring transfers should seamlessly migrate.
• Bill Pay Payees and Scheduled Payments: These carried over automatically for most Members; however, please confirm everything is correct.
• Direct Deposits: Direct deposit and automatic payments (such as payroll, social security, and gym payments) will continue without interruption at this time.
• Member Numbers: Most Member numbers remained the same. A small number of Members were notified that their Member changed. Reference your "Important Information Regarding Your Credit Union Accounts" letter for more details.
• Credit Cards: Your LA Financial credit card (serviced by Elan Financial Services) will remain the same with no changes to rates, terms, or credentials.
• New Debit Cards: LA Financial debit cards were deactivated at 7 a.m. on June 1. A new CU SoCal Visa® Debit Card was mailed to you and can be activated today.
• Branch Locations: LA Financial branches will reopen on Monday, June 2 as CU SoCal branches with the same familiar team Members. Plus, you'll have access to an additional 21 CU SoCal branches and Co-op's nationwide Shared Branch and ATM network.
• Routing Number: CU SoCal’s routing number (322283796) will replace LA Financial’s (322077562).
• eStatements: All Members will receive a paper statement for May. You will need to re-enroll in CU SoCal eStatements via CU SoCal Digital Banking. See directions below on how to log in and re-enroll.
• Zelle® Person-to-Person Transfers: Easily send and receive money with friends, family, or anyone you trust—typically within minutes—using CU SoCal’s Mobile Banking App. Enroll in Zelle® today to get started.
• Online and Mobile Banking: Some features may look or function differently than what you're used to. These updates reflect the new experience and are designed to support your banking needs moving forward.
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CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
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