Summer auto loans as low as 4.50% APR1
Drive into summer with savings! Whether you're buying a new or pre-owned vehicle—or refinancing your current loan—CU SoCal is here to help you hit the road with auto loan rates as low as 4.50% APR.1
New Members
Join CU SoCal today – applying is easy! You can apply online, visit a CU SoCal branch, or schedule an appointment to meet with a team member.
To qualify for Membership, you must meet one of the following:
- Live, work, attend school, or worship in Los Angeles, Orange, Riverside, San Bernardino Counties and Lake Havasu City.
- Have a family member who is a current CU SoCal Member.
- Work for a partnering business.
Existing Members
Use Quick Apply in Online and Mobile Banking, visit any CU SoCal branch, schedule an appointment to meet with a team member, or call 866.287.6225 Monday-Friday: 9 a.m.-6 p.m. and Saturday: 9 a.m.-1 p.m.
Why choose CU SoCal for your auto loan?
Low rates
Enjoy rates starting at 4.50% APR1 with qualifying discounts.
Flexible options
Finance new, used, or refinance an existing auto loan.
No payments for 90 days1
Start your summer off right with deferred payments.
Quick & easy application
Apply onine in minutes! Apply Now
This offer won't last!
Apply now and take advantage of this summer auto rate before it's gone.
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- Offer valid June 16-August 16, 2025, and are available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. The Annual Percentage Rate (APR) listed is our best “as low as” rate and includes a .50% discount for a direct payroll deposit of $750 monthly to a CU SoCal checking account and .25% discount for being a Rewards Plus Loyalty Member. Your rate may be higher depending on your credit history and relationship at CU SoCal. Vehicle models 2024 & 2025 with up to 10,000 miles will be considered new. Vehicle models 2015-2023 with up to 120,000 miles will be considered pre-owned. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. Payment per $1,000 is based on 72-month term. Minimum payment on all vehicle loans is $100. Amount financed may not exceed 120% of retail Kelley Blue Book including tax, license, warranty, etc. With 90-day payment deferment, interest will continue to accrue as of funding date. Refinancing an existing CU SoCal, LA Financial, or Havasu Community Credit Union auto loan will be 1% higher.
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