Below is a summary of items included on a valid fraud text message as well as what will not be included.
Text will include:
- Credit union name
- Last four digits of your card number
- The amount in question
- The merchant’s name
- Reply options: Yes, No, or Stop (to opt out)
Text will NOT include:
- Requests for information including card numbers, PINs, CV2 codes, expiration dates
- Vague reference of “merchant”
- Hyperlinks to unknown websites
- Phone numbers as hyperlinks