I see that one of the Rewards+ benefits is up to a .25% rate reduction for auto loans. If I only need an auto loan to qualify for Rewards+, would I get the rate reduction when I get my auto loan?

Yes, as long as your auto loan is funded on or after April 12, 2023! To qualify for Rewards+, you need a Rewards Checking Account and three additional criteria, one of which is an auto loan. So, if an auto loan gives you three criteria, you will receive up to a .25% rate reduction AND become a Rewards+ Member at the same time. For new auto loans, the adjusted rate will be effective and viewable on the next business day.