Beware of spoof callers. We will NEVER call to confirm your debit card number, PIN or online banking login information. Even if the call looks like it’s from CU SoCal, do not share your information Learn More
When first applying for a Home Equity Line of Credit (HELOC), the lender will do a “hard credit inquiry” and use your credit information to determine your level of risk and if you qualify for the loan. A hard credit inquiry will cause a small temporary drop in your credit. If you are approved for the loan and make on-time monthly repayments your credit score will increase.
