Beware of spoof callers. We will NEVER call to confirm your debit card number, PIN or online banking login information. Even if the call looks like it’s from CU SoCal, do not share your information Learn More
Shopping for auto loan rates within a 14-day period will ensure that multiple inquiries are counted as only one inquiry or excluded entirely by some scoring systems, according to the credit bureau Experian. However, this can still cause a small reduction in credit score. Accepting a loan offer may cause another small score dip. A credit score will rise as on-time monthly loan payments are made.