Yes and no. As a Rewards Checking account holder, most of your benefits will automatically begin at account opening. You will immediately start earning points and have access to an identity theft privacy advocate and be covered with identity theft expense reimbursement insurance. However, you will need to sign up for your credit and Dark Web monitoring services. Within three business days of account opening, you will receive an email with quick, easy instructions on how to activate your Rewards Checking identity monitoring service. If you do not have an email address, a letter will be sent to you.
