Yes, most credit cards can be used to get cash from an ATM or at point-of-purchase, such as at a supermarket checkout. However, using a credit card to get cash is considered a “cash advance.” All credit card companies charge a different interest rate on cash advances (vs. purchases). For example, CU SoCal charges only 2% on cash advances on our Platinum Rewards and Topaz Visa cards. Use your debit card to get money from an ATM or at checkout, so you don’t pay more in interest just to get some cash.
