Skip nav to main content.

Can my child get a checking account and debit card?

Yes! Youth Members are eligible to open checking accounts with a debit card. While age 12 or 13 is the typical age for kids to have their first checking account with debit card, we leave it to the parents’ discretion if they want to open a checking account with debit card for a younger child. Please note that Youth Members can open a free Classic Checking Account. Although this account does not have a monthly fee, overdraft fees may apply.