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Can I skip a payment on my loan?

CU SoCal allows Members to skip a payment for any non-Real Estate CU SoCal loan for a $25 fee as long as the following requirements are met:

  • At least 18 payments have been made on the loan.
  • A payment on the selected loan is not presently more than 10 days past due.
  • A payment on the selected loan has never been more than 30 days past due.
  • The selected loan has not had more than three occurrences of payments which were 11-30 days past due.
  • A payment on the selected loan has not been skipped within the past year.
  • The loan payment being skipped is $75.00 or greater.

Other requirements may apply.

To skip a loan payment, simply complete our Skip A Loan Payment form and drop it off at your nearest CU SoCal branch, mail it to P.O Box 76000 Anaheim, CA 92809, or fax it to us at 714.990.5492.

Some debit card transactions have posted twice. We're removing duplicate postings & related overdraft fees. Purchases made today will not double post.