Whether or not you can make a mortgage payment using your credit card will depend on your credit limit and whether your lender allows it. Credit card interest rates are almost always higher than mortgage interest rates, so it doesn’t pay to charge your mortgage payment. Even if you are allowed to do so, you will likely pay a high price to do so. If you are having trouble paying your mortgage, speak to your lender immediately. All lenders have policies in place to help those who are struggling financially.
