CU SoCal Loans Save You Money With Low Rates and Great Terms!

Lower Your Auto Loan Payment

  • Refinance your loan from another lender
  • Lower your current rate by at least 2% APR—rates as low as 2.89% APR
  • No application or funding fee
  • Quick approval & funding
  • Extended terms up to 84 months
  • Save hundreds per year and thousands over life of loan
  • We also offer loans for new and used vehicles, RVs, motorcycles/ATVs, and watercraft!

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Preferred Partner Loan

Because of our relationship with your employer, you're pre-qualified for a $1,500 personal loan!1  Once you open a CU SoCal checking or savings account and set up monthly direct deposit of at least $250, you’re ready to go!

  • Pre-qualified loan amount of $1,500
  • A rate as low as 9.99% APR1
  • A term of 24 months

GET STARTED (Be sure to select “Preferred Partner Loan” from the loan purpose drop down menu.) Need a personal loan for more than $1,500? We can help.

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Reduce Debt Faster With a CU SoCal Topaz Visa® Card

  • 0% APR for 9 months on balance transfers1,2,5
  • Low 2% transfer fee ($100 for every $5,000 transferred)
  • Credit limits up to $50,0003
  • No annual fee4  
  • Low cash-advance fee of 2%

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Get Cash Fast With a Home Equity Line of Credit

  • Low 2.99% APR for 12 months1
  • Convenient access through checks and online transfers
  • Fast approval, even with less than perfect credit
  • No appraisal fee, annual fee, or closing costs1
  • Credit limit up to $250,0002
  • Interest-only payment option to keep monthly payments low
  • Low, flat $50 application fee and a flat $495 processing fee
  • We also offer purchase home loans and refinanced home loans!

Apply Now

Schedule an Appointment With The Business Development Team Today

Schedule an Appointment

Financial resources are at your fingertips.

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Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español