Earn up to $200 with Rewards Checking!1
Make a splash this summer with a Rewards Checking Account! Open your account with just $25, receive at least $750 in monthly direct deposits, use your debit card 12 times or more per month, and open an auto or personal loan to earn up to a $200 bonus. This offer is available for new and existing CU SoCal Members who have not owned a Rewards Checking Account within the last 12 months.
How to earn up to $200 in bonuses:
- Simply open or upgrade to a Rewards Checking Account with a minimum deposit of $25 by July 31 to earn $50.
- Receive a monthly direct deposit of at least $750 for two consecutive months to earn $50.
- Use your debit card for 12 or more qualifying purchases each month for two consecutive months to earn $50.
- Open and fund an auto or personal loan to earn $50.
- Complete these requirements within 90 days of opening your account to earn up to $200 in bonuses. Once a requirement is met, your bonus will be deposited within 60 days!
New Members
Join CU SoCal today – applying is easy! You can open an account online, visit a CU SoCal branch, or schedule an appointment to meet with a team member.
Existing Members
Use Quick Apply in Online and Mobile Banking, visit any CU SoCal branch, schedule an appointment to meet with a team member, or call 866.287.6225 Monday-Friday: 9 a.m.-6 p.m. and Saturday: 9 a.m.-1 p.m.
Why choose CU SoCal’s Rewards Checking Account?
Get paid early with direct deposit
Setting up direct deposit for your Rewards Checking account gives you up to two days early access to your paycheck. Combined with bill pay in Digital Banking and automatic savings transfers, you can put your money management on auto pilot.
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Qualify for Rewards+ Loyalty Program
Having a Rewards Checking brings you one step closer to qualifying for Rewards+, our Member loyalty program. Receive up to $200 worth of financial benefits a year, including fee waivers, an auto loan discount, and reward points bonus!
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24/7 mobile access
Our highly-rated Mobile App is fast and easy to use. View your transactions, make transfers, deposit checks, set alerts, control your debit and credit cards, check your credit score, and access many other powerful transaction features 24/7.
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More free ATMs
Access 30,000+ surcharge-free ATMs, including locations like 7-11, Costco, and Circle K locations. That’s an ATM network larger than most big banks! Use our Mobile App to find a free ATM, no matter where life takes you.
Learn MoreOpen an account to start earning!
Don't miss out on this limited-time opportunity! Simply click the button below to open your CU SoCal Rewards Checking account and earn your $200 bonus today. This offer is available for new and existing CU SoCal Members who have not owned a CU SoCal Rewards Checking Account within the last 12 months.
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A direct deposit is a recurring payment, such as your payroll, government benefits, or pension payments, set up to be automatically added to your account. Learn More
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Complete at least 12 point-of-sale and/or PIN-based debit card transactions online or in store per month, for two consecutive months, within 90 days of opening your account. Types of transactions excluded from this promo are ATM withdrawals, returns, or adjustments.
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Unfortunately, this offer cannot be combined with any other promotions.
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Once you meet all the requirements, your $200 bonus will be deposited into your CU SoCal account within 60 days.
Check out our other summer offers
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- Offer valid May 5-July 31, 2026, and is available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. Cash bonus is not available to Members who currently have a CU SoCal Rewards Checking Account or who have closed a Rewards Checking Account within the last 365 days. Account must be open and in good standing at the time bonus is paid. Must be 18 years or older. Offer requires opening or upgrading to a Rewards Checking Account. See Rewards Checking account terms and requirements at: CUSoCal.org/RewardsChecking. A minimum $25 deposit is required to open. No deposit required when upgrading your current checking account to Rewards Checking. To qualify for the total $200 bonus, which is earned in increments of $50 for each requirement completed within 90 days of account opening, Member must: (1) open or upgrade to a Rewards Checking Account, (2) complete at least 12 qualifying POS and/or PIN based debit card transactions (excluding ATM withdrawals, returns, or adjustments) per month, for two consecutive months, (3) receive at least $750 in qualifying direct deposits (payroll, pension, government benefits, etc.) per month, for two consecutive months, and (4) open and fund an auto or personal loan. All requirements must be met to receive the full $200; partial bonuses will be paid for each individual requirement satisfied. Bonuses will be deposited into the Member’s account within 60 days after verification that each qualifying requirement is met. Bonus is subject to 1099-INT tax reporting. One Rewards Checking Account per Member. Maximum bonus from promotional offer is $200 and cannot be combined with other offers.
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