We See You, SoCal! Let’s Make This a Summer of Savings.
Get $500 cash for a Rewards Checking Account with direct deposit², 5% APY on a 5-month Share Certificate³, and vehicle loans rates as low as 4.50% APR⁴. Scroll down to take advantage of these valuable offers!
Get $500 with Rewards Checking²
Open your account with an initial deposit of $100, set up and receive at least $750 in monthly direct deposits within the first 90 days. This offer is available for new and existing CU SoCal Members who have not owned a CU SoCal checking within the last 12 months.
Get 5% APY on a 5-month certificate³
Your deposit earns a guaranteed fixed rate and is federally insured to at least $250,000.
Auto loans as low as 4.50% APR⁴
Flexible terms up to 84 months. New, preowned, and refinanced.
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1. Offers valid June 16-August 16, 2025, and are available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice.
2. Cash bonus is not available to Members who currently have a checking account and who closed a checking account within the last 365 days. Must be 18 years or older. All new accounts are subject to verification by ChexSystems® and are subject to approval and eligibility requirements. To qualify for the $500 cash bonus, the Member must: open a Rewards Checking account with a least $100 and establish a monthly direct deposit of $750 or more within 90 days of opening the account. The $500 cash bonus will be deposited into the Member’s account within 60 days after all promotional requirements are met. Bonus is subject to reporting. Offer subject to change without notice and cannot be combined with other offers.
3. The Annual Percentage Yield (APY) assumes that dividends will remain on deposit until maturity. If you make a withdrawal from your account, your earnings will be reduced. Minimum deposit to open is $1,000. Promotional rate is 4.89% APR. New Member maximum online opening deposit is up to $100,000. New funds only, deposits cannot originate from a CU SoCal account. Deposits made to the promotional certificate through electronic transfers (ACH) originating from CU SoCal will not be available for withdrawal for 60 days from the date of deposit. We may impose a 60-day penalty if you withdraw the principal from your certificate account before the maturity date. The penalty imposed shall be based on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum during the term, you will be assessed a penalty on the entire principal balance, and we will close the certificate account and transfer any remaining balance to your Regular Savings Account. Your five (5) month term will automatically renew at maturity to a six (6) month term at the prevailing rate unless you withdraw all the funds in your account at maturity or within a grace period of 7 days after maturity. Your account will mature as reflected on the Rate Schedule. The maturity date will be stated on the certificate or receipt provided to you at the time of opening your account.
4. Offer valid June 16-August 16, 2025, and are available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. The Annual Percentage Rate (APR) listed is our best “as low as” rate and includes a .50% discount for a direct payroll deposit of $750 monthly to a CU SoCal checking account and .25% discount for being a Rewards Plus Loyalty Member. Your rate may be higher depending on your credit history and relationship at CU SoCal. Vehicle models 2024 & 2025 with up to 10,000 miles will be considered new. Vehicle models 2015-2023 with up to 120,000 miles will be considered pre-owned. CU SoCal does not finance salvaged title or Lemon Law Buyback vehicles. Payment per $1,000 is based on 72-month term. Minimum payment on all vehicle loans is $100. Amount financed may not exceed 120% of retail Kelley Blue Book including tax, license, warranty, etc. With 90-day payment deferment, interest will continue to accrue as of funding date. Refinancing an existing CU SoCal, LA Financial, or Havasu Community Credit Union auto loan will be 1% higher.
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