0% APR for 9 Months
CU SoCal Topaz Visa®
Get a low rate and 0% APR on balance transfers for 9 months with CU SoCal Topaz Visa® Card
- 0% promo APR on balance transfers for 9 months1
- Credit limits up to $50,0002
- No annual fee
- Low cash-advance fee of 2%
- Low balance transfer fee of 2%
- Visa Purchase Alerts
You don’t need to be a credit union member to apply for a loan!
You can apply for any financial product listed below even if you are not currently a Member of CU SoCal. We’ll open a Membership as part of your loan or credit card application. Membership in CU SoCal is open to anyone who lives, works, attends religious services or school in Los Angeles, Orange, Riverside, or San Bernardino County.
Questions? Call us toll-free at 866.287.6225 to speak to a live representative, Monday through Friday: 9 a.m.-6 p.m. or Saturday: 9 a.m.-1 p.m.
How are we different?
- Last year our Members saved more than $10 million in loans compared to California bank averages.
- Our Members earned nearly $1 million more on savings compared to California bank averages.
- Overall, we delivered $15.2 million to Members in direct financial benefits.
- We also presented 94 free personal financial management workshops for our Members, and donated $477,000 to local charities, foundations and families in need.
- We have a five-star rating from BauerFinancial.
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© 2022 Credit Union of Southern California
1. Maximum combined Loan-to-Value up to 97%.
2. Proper submission of your income and asset documentation is needed for pre-approval. Offers shown are subject to change anytime without notice and are not intended to be inclusive or a commitment to the pricing for which you may qualify. Actual pricing will be based on credit history, loan to value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations.
3. The information provided assumes the purpose of the loan is to purchase a primary residence, single-family dwelling in California with a LTV below 60% or for a no-cashout refinance. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. Estimated payment is $4.21 per $1,000 borrowed for 36 months for a 30-year term. Payment example does not include cost of property taxes or insurance, so the actual payment obligation may be greater. Rates and programs are subject to change without notice. Rate is subject to increase. Existing CU SoCal mortgage loans are ineligible for 2.990% rate.
4. Member must credit qualify.
5. Rebate payment is made by HomeSmart Evergreen Realty and is credited to your benefit at the close of transaction. Purchase price must be greater than $150,000. Rebate for home purchase only is 20%. Rebate for home sale and purchase is 25% for each transaction. In order to receive the 25% rebates, the home sale and purchase transactions must take place within six months of each other. HomeSmart Evergreen Realty is not affiliated with CU SoCal.
Credit Union of Southern California NMLS #454788
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Website .
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- the information, content, presentation, accuracy or opinions of these sites, or
- the quality, safety or suitability of any software found on these sites.
You are continuing to a credit union branded third-party website administered by our service provider. We are not responsible for the third-party’s data privacy practices, services, or overall content on the third-party site. Please review the service provider’s privacy policy for more information about its data privacy practices.
Using a hyperlink may identify you as a CU SoCal Member to the operator of the external site.
CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
If you click ‘Cancel’ you will be returned to the CU SoCal website.
