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1 Rate quoted as of 9/30/12 for up to 60 months and is subject to change. Rate includes discount for Value+ Members and automatic payment or direct deposit (your rate may be higher). Estimated payment $2.21 per $100 borrowed. Existing CU SoCal Loans ineligible. 2 Adjustable rate mortgage. The loan rate and payment are fixed for the first 5-years. Thereafter, the rate and payment may increase. The rate quoted is effective 12/20/13, is not guaranteed until locked, and is subject to change without notice. CU SoCal NMLS #454788. CU SoCal is an Equal Housing Lender. Current CU SoCal first trust-deed mortgages are ineligible for the 2.50% rate special. 3 Offer valid only on non-CU SoCal balance transfers and does not apply to purchases. Members must credit qualify. Offer can expire at any time without notice. Balance transfers within the promotional period will be at 2.99% fixed promo APR for 12 months. After that, the rate will change to your standard APR as low as 10.9%. Promotion rate applies to Visa® Platinum and Classic Cards.

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