Savings and Investments

It’s Your Journey. We’ll Help You Get There.

Whatever your savings goals are, CU SoCal will work with you to choose the best plan to meet your individual needs. We’ll show you the many advantages of our multiple savings choices including Share Savings Accounts, Summer and Holiday Saver Accounts, Money Market Accounts, Term Certificates, and Individual Retirement Accounts (IRAs).



Are you a Value+ Member or Community Business Partner?

If so, you’re also eligible for free services, benefits, and exclusive privileges.


Your shares at CU SoCal are insured by the National Credit Union Share Insurance Fund (NCUSIF).

Please Note: A $15 deposit ($10 Membership Par Value, $5 Membership fee; fee is waived with eStatements) into a CU SoCal Share Savings Account is required to establish your Membership (open an account).


Plan For Your Future, Today.

Planning for the future is an important step in your journey toward financial security. CU SoCal offers a number of National Credit Union Administration (NCUA) deposit-insured certificate options to help you save for the future.

Features
  • Fixed terms from 1 to 60 months based on our rate schedule
  • Rate bonus of .10% available to Value+ Members on most certificates
  • Dividends paid monthly

Your shares at CU SoCal are insured by the National Credit Union Share Insurance Fund (NCUSIF).


Build A Confident Future.

CU SoCal’s federally insured Individual Retirement Accounts (IRAs) allow you to plan for retirement by building your savings. IRAs offer either tax-deferred or tax-free earnings growth, until they are distributed, and some contributions may be tax deductible.

CU SoCal also provides non-insured investment IRA options through CUSO Financial Services, L.P. (CFS).1

IRA Features
  • Tiered dividends based on rate schedule
  • Terms from 12 to 60 months

IRA Requirements
  • $25 minimum opening balance
  • Unlimited contributions throughout term

Your future is secure.

IRAs are separately insured from your other savings accounts for up to $250,000 by the National Credit Union Administration (NCUA), a government agency. For specific tax advice, please see a tax professional.

To learn more about which IRA is right for you, contact us at 562.698.8326 or toll-free 866 CU SoCal (866.287.6225).


1Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union Members.



Find Great Choices To Help Grow Your Money Wisely.

Our wide selection of investment products and services available through our broker/dealer, CUSO Financial Services, L.P.*, are designed to help you get the most from your money.



Life Insurance Stocks and Bonds Long-Term Care Insurance
Variable and Fixed Annuities College Savings Mutual Funds
Individual Retirement Accounts (IRAs) 401(k) and 403(b) Tax-Sheltered Accounts Pension and Retirement Plan Rollovers

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA /SIPC) and Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CHARTERED RETIREMENT PLANNING COUNSELORSM and CRPC® are registered service marks of the College for Financial Planning®.

Security For Your Finances and Family.

We know that different people buy insurance for different reasons, but most of us have a need for it at some point in our lives. The type we need, the amount we need, and the reasons why we need it may change; however, insurance plays a key role in creating peace of mind.

CU SoCal offers a range of insurance solutions to safeguard both your financial security and the security of your loved ones.


Privacy | Careers | How We Give Back | Routing Number: 322283796

Unauthorized access prohibited.

You are now entering CU SoCal’s full website.