NCUA Insured

Your Funds Are Federally Insured

Members’ deposits at Credit Union of Southern California (CU SoCal) are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA).

Because your deposits are insured up to the standard maximum share insurance amount of $250,000 and deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000, you can rest easy knowing that your funds at CU SoCal are safe. To learn more, we encourage you to watch the informational video below.

For more information about share insurance coverage for your credit union accounts, contact us at 562.698.8326 or 866 CU SoCal (866.287.6225), Monday through Friday, 9 a.m. to 6 p.m., or Saturday, 9 a.m. to 1 p.m.


Effective January 1, 2013, the National Credit Union Administration’s (NCUA’s) unlimited insurance coverage for “non-interest bearing transaction accounts” expired. This unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to Members under the NCUA’s general share insurance rules.

The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account.

For more information about temporary NCUA insurance coverage of transaction accounts, visit

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