Fees and Charges

Membership Services

Membership Fee $5*
Minumum Opening Balance $10

$5 Membership fee (waived with eStatements).

Maintenance Fee
Fee is charged to Savings Account if Member has an aggregate savings and loan balance of less than $300 and no other services. The maintenance fee will not be applied for Members who receive eStatements, have an aggregate savings and loan balance of $300 or more, account activity within the last 90 days, are in the Value+ Package, or are under 21 years of age. Otherwise, a $3 monthly fee will be applied to the primary savings account. If funds for the fee are not available in the primary savings account, they will be transferred to the primary savings account from a secondary savings, checking, or money market account.

Value+ ……………………………..FREE
Value ………………………………$3/month

Holiday Saver withdrawals—No fees November 1–February 28

Value+ ……………………………..FREE
Value ………………………………$25/withdrawal

Summer Saver withdrawals—No fees June 1–September 30

Value+ ……………………………..FREE
Value ………………………………$25/withdrawal


Account Services

Check printing—Corporate image design

Value+ ……………………………..2 free boxes/year
Value ………………………………at cost

Rush check order……………………….at cost

CU SoCal Courtesy Pay by check/POS, check card or ACH

Transaction paid by drawing account negative……………….$29

Transaction returned NSF……………………………………..$29

Overdraft transfer by check/POS, check card or ACH

Limit 6 per month from Savings per Reg D

Value+ ……………………………..FREE
Value ………………………………$7*

*Fee is waived for Members using eNotices. eNotices include overdraft transfers, CU SoCal Courtesy Pay, insufficient and uncollected funds.

Stop payment—paper or EFT…………………………………..$10

Remove stop payment

Value+ ……………………………..FREE
Value ………………………………$7*

Returned deposit check ………………………………………..$10/check

Special handling

Checks printed by unauthorized check printer…………………$3/check

Temporary checks—Additional order
One order of 12 checks FREE every 12 months

Value+ ……………………………..FREE
Value ………………………………$3


ATM Card Services

Card replacement ………………………………………………..$3

Foreign ATM withdrawal—Surcharge may be imposed at foreign ATMs in addition to CU SoCal ATM fees. Surcharges will be disclosed at the ATM.

Value+ ……………………………..FREE
Value ………………………………$1.50

CU SoCal Courtesy Pay debit card, POS or ATM transaction
Transaction paid by drawing account negative………………..$29

Rush order card………………………………………………….At cost

CO-OP ATM withdrawals……………………………………….FREE


Teller Services

CU Check/Cashier’s Check
Withdrawals via PhoneTeller or CU OnLine™ are exempt from the $3 charge

Value+ ……………………………..FREE
Value ………………………………$3/check

Gift Check

Value+ ……………………………..FREE
Value ………………………………$3/check

Money Order

Value+ ……………………………..FREE
Value ………………………………$3/money order

Travelers’ Checks—One Signature

Value+ ……………………………..FREE
Value ………………………………$3/order

Travelers’ Checks—Two Signatures

Value+ ……………………………..FREE
Value ………………………………$3/order


Other Services

Copies

Account statement/history

Value+ ……………………………..FREE
Value ………………………………$3/account

CU or Cashiers’ Check

Value+ ……………………………..FREE
Value ………………………………$3/copy

Deposit Check

Value+ ……………………………..FREE
Value ………………………………$3/copy

Copy, paid check—First 2 per statement cycle are free; free at CU OnLine™

Value+ ……………………………..$3/check
Value ………………………………$3/check

Legal process—Subpoena, levy, attachment
1 hour minimum…………………………..$20/hour

Loan payment returned NSF…………….$29

Mail to Member

Certified ……………………………..FREE
Overnight ……………………………At cost
Express ……………………………..At cost

Notary Service ……………………………..3 free/day

then $10/signature

Outgoing Wire

Domestic

Value+ ………………………………..FREE
Value …………………………………$20

Reconcile statement
Per hour or per statement—whichever is less………………$20

Paper Statement Fee (Effective May 1, 2015)………………$2
The fee will be waived for Members who are less than 18 or more than 64 years old, or have signed
up for eStatements by the last day of the month during the statement period. If funds are unavailable
in your primary savings, the fee will be transferred to that account from your secondary savings, checking,
or money market account.

Savings/loan research, record recovery……………………$20/hour

Stop payment—Cashiers Check……………………………..$10/check


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