Fees and Charges

Membership Services

Membership Fee $5*
Minumum Opening Balance $10

$5 Membership fee (waived with eStatements).

Maintenance Fee
Fee is charged to Savings Account if Member has an aggregate savings and loan balance of less than $300 and no other services. Checking Accounts with no activity within 90 days, secondary Savings, zero-balance loans or lines-of-credit and ATM check card access are not counted as services. Members signed up for eStatements and minors (under 21) exempted.

Value+ ……………………………..FREE
Value ………………………………$3/month

Holiday Saver withdrawals—No fees November 1–February 28

Value+ ……………………………..FREE
Value ………………………………$25/withdrawal

Summer Saver withdrawals—No fees June 1–September 30

Value+ ……………………………..FREE
Value ………………………………$25/withdrawal


Account Services

Check printing—Corporate image design

Value+ ……………………………..2 free boxes/year
Value ………………………………at cost

Rush check order……………………….at cost

CU SoCal Courtesy Pay by check/POS, check card or ACH

Transaction paid by drawing account negative……………….$29

Transaction returned NSF……………………………………..$29

Overdraft transfer by check/POS, check card or ACH

Limit 6 per month from Savings per Reg D

Value+ ……………………………..FREE
Value ………………………………$7*

*Fee is waived for Members using eNotices. eNotices include overdraft transfers, CU SoCal Courtesy Pay, insufficient and uncollected funds.

Stop payment—paper or EFT…………………………………..$10

Remove stop payment

Value+ ……………………………..FREE
Value ………………………………$7*

Returned deposit check ………………………………………..$10/check

Special handling

Checks printed by unauthorized check printer…………………$3/check

Temporary checks—Additional order
One order of 12 checks FREE every 12 months

Value+ ……………………………..FREE
Value ………………………………$3


ATM Card Services

Card replacement ………………………………………………..$3

Foreign ATM withdrawal—Surcharge may be imposed at foreign ATMs in addition to CU SoCal ATM fees. Surcharges will be disclosed at the ATM.

Value+ ……………………………..FREE
Value ………………………………$1.50

CU SoCal Courtesy Pay debit card, POS or ATM transaction
Transaction paid by drawing account negative………………..$29

Rush order card………………………………………………….At cost

CO-OP ATM withdrawals……………………………………….FREE


Teller Services

CU Check/Cashier’s Check
Withdrawals via PhoneTeller or CU OnLine™ are exempt from the $3 charge

Value+ ……………………………..FREE
Value ………………………………$3/check

Gift Check

Value+ ……………………………..FREE
Value ………………………………$3/check

Money Order

Value+ ……………………………..FREE
Value ………………………………$3/money order

Travelers’ Checks—One Signature

Value+ ……………………………..FREE
Value ………………………………$3/order

Travelers’ Checks—Two Signatures

Value+ ……………………………..FREE
Value ………………………………$3/order


Other Services

Copies

Account statement/history

Value+ ……………………………..FREE
Value ………………………………$3/account

CU or Cashiers’ Check

Value+ ……………………………..FREE
Value ………………………………$3/copy

Deposit Check

Value+ ……………………………..FREE
Value ………………………………$3/copy

Copy, paid check—First 2 per statement cycle are free; free at CU OnLine™

Value+ ……………………………..$3/check
Value ………………………………$3/check

Legal process—Subpoena, levy, attachment
1 hour minimum…………………………..$20/hour

Loan payment returned NSF…………….$29

Mail to Member

Certified ……………………………..FREE
Overnight ……………………………At cost
Express ……………………………..At cost

Notary Service ……………………………..3 free/day

then $10/signature

Outgoing Wire

Domestic

Value+ ………………………………..FREE
Value …………………………………$20

Foreign

Value+ ………………………………..$20
Value …………………………………$30

Reconcile statement
Per hour or per statement—whichever is less………………$20

Savings/loan research, record recovery……………………$20/hour

Stop payment—Cashiers Check……………………………..$10/check


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