Keep your car. Trade in your loan.

1 APR=Annual Percentage Rate. Offer only available for employees of a CU SoCal Preferred Partner who establish a Membership. Offer valid for up to 30 days after Membership open date. CU SoCal loans are ineligible. $5,000 minimum amount financed. Member must credit qualify and have a credit score of greater than or equal to 630, as reported to CU SoCal. Not all Members will qualify. Floor rate quoted as of 10/16/21 for up to 72 months. Rate includes a maximum 2% reduction with a minimum $750 monthly direct deposit into a CU SoCal account. Estimated payment on $1,000 on a 72-month term auto loan at 2.49% is $14.97.  Maximum 2% reduction without payroll direct deposit to a CU SoCal account. Vehicle model year must be 10 years old or newer. Amount financed may not exceed 120% retail Kelley Blue Book including tax, license, warranty, etc. Older used vehicles may be eligible up to wholesale Kelley Blue Book value with a one percent rate adjustment. Your rate may adjust if you do not establish payroll direct deposit within 90 days from funding date, or if you discontinue payroll direct deposit to a CU SoCal account. The above discounts are one time, and only apply at time of origination.  All new accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offer subject to change without notice.
2. With 90-day payment deferment, interest will continue to accrue as of funding date.
3. Referrer must be a CU SoCal Member. Valid only with new Members. New Members are defined as a person 18 and older who has never been an owner of an account at CU SoCal. All new accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. To qualify for the cash bonus, the referred new Member must open a checking account with a minimum monthly direct deposit of $750 within 60 days from establishing Membership. $50 cash bonus will be credited to Members CU SoCal deposit account within 90 days from the date the referred Member established their Membership. Offer cannot be combined with other promotional offers and is subject to change without notice. Cash bonus may be subject to tax reporting, applicable 1099 may be provided for tax purposes.